Kenton County property record for 3949 Thomas Dr, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,832 sqft · built 1989 |
| Lot Size | 0.421 acres (18,353 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Jul 2021) |
| Tax Bill | $4,070 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-30-03-009.00 |
| Primary APN | 017-30-03-009.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,832 sqft Finished Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Stone |
| Lot Area | 18,353 sqft (0.421 acres) |
| Lot Dimensions | 205 ft deep x 96.5 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 3949 THOMAS DR |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-2916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROWN & GLASER LOT 25F RESUB LOT 25 96.5X205 IRREG |
| Legal Subdivision | BROWN & GLASER LAND DIV |
| Legal Phase | 5 |
| Legal Lot Number | 25F |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 63608 |
Source: Kenton County records · APN 017-30-03-009.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3949 THOMAS DR, ERLANGER, KY 41018-2916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2023 | Intrafamily Transfer, Transfer |
| Jul 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Jan 09, 2018 | Deed of Trust, Mortgage UNITED WHOLESALE MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 15, 2021 · Amount on Record |
| Deed Sale | Jul 15, 2021 · Amount on Record |
| Deed Document Number | 20215900070 |
| Deed Book / Page | 103 / 788 |
| Last Transfer Date | Aug 11, 2023 |
| Transfer Doc | 0005900225 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 17, 2023 |
| Property Address | 3949 THOMAS DR, ERLANGER, KY 41018-2916 |
| Document Number | 0005900225 |
| Book / Page | KC 242 / 277 |
| Map Reference | MB 12 PG 10 |
| Instrument Date | Aug 01, 2023 |
| Instrument | 23081705900225 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 415 HIGHLAND AVE, FORT THOMAS, KY 41075-1613 |
| Name | Verified Name |
|---|---|
| Address | 3949 THOMAS DR, ERLANGER, KY 41018-2916 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 15, 2021 |
| Property Address | 3949 THOMAS DR, ERLANGER, KY 41018-2916 |
| Document Number | 0005900070 |
| Book / Page | 103 / 788 |
| Map Reference | MB 12 PG 10 |
| Instrument Date | Jul 07, 2021 |
| Instrument | 21071505900070 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2024 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 EUCLID ST, LUDLOW, KY 41016-1550 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3949 THOMAS DRIVE, WHITE TOWER, KY 41051 |
| Document Number | 0005900071 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 21071505900071 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3949 THOMAS DR, ERLANGER, KY 41018-2916 |
| Document Number | 0000000062 |
| Book / Page | 0I4056 / 000227 |
| Instrument Date | Jan 09, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2018 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3949 THOMAS DR ERLANGER KY 410182916, ERLANGER, KY 41018-2916 |
| Document Number | 0000000062 |
|---|---|
| Date | Jan 17, 2018 |
| Book Page | 0I4056/000227 |
| Instrument | 62 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 16, 2033 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,070.00 (-7.86%) | $350,000 (-) Land $35,000 Building $315,000 | $350,000 (-) Land $35,000 Building $315,000 |
| 2023 | $4,417.00 (-1.41%) | $350,000 (-) Land $25,000 Building $325,000 | $350,000 (-) Land $25,000 Building $325,000 |
| 2022 | $4,480.00 | $350,000 Land $25,000 Building $325,000 | $350,000 Land $25,000 Building $325,000 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 404 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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