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3949 Sugarloaf Dr, Monrovia, MD 21770 Property Records

Frederick County property record for 3949 Sugarloaf Dr, Monrovia, MD 21770 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,980 sqft · built 1989
Lot Size3.32 acres (144,619 sqft)
OwnerIndividual Name on File
Last Sale$585,000 (Jun 2005)
Tax Bill$6,655 (2024)
Deeds & MortgagesAug 2023 Transfer
Sep 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-267166

Property Details

APN / Parcel Number

Primary APN09-267166
Alternative APNs
  • 9267166
  • 267166

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,980 sqft Living Area
Gross Area3,464 sqft
1st Floor Area1,472 sqft
Basement Area632 sqft
Finished Basement632 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area144,619 sqft (3.32 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area400 sqft
Deck Area308 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number267166
Street Address3949 SUGARLOAF DR
CityMONROVIA
StateMD
Zip21770-9113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 SECTION 1 3.3266 ACRES FERNANDEZ SUB.
Legal SubdivisionACRES FERNANDEZ SUB
Legal Lot Number5
JurisdictionFREDERICK MD
Township / Civil Division9, NEW MARKET
Census Block Group4
Census Block4006
Census Tract752102

Owner

Source: Frederick County records · APN 09-267166

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3949 SUGARLOAF DR, MONROVIA, MD 21770-9113
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 02, 2023Gift Deed, Transfer
Sep 12, 2022Deed of Trust, Mortgage · Line of Credit
TRUIST BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 21, 2005 · Amount on Record
Deed SaleJun 21, 2005 · Amount on Record
Prior SaleJun 22, 1988 · Amount on Record
Deed Document Number200554447
Deed Book / Page5376 / 531
Last Transfer DateMay 22, 2023
Transfer Doc0165420252
Record UpdatedSep 20, 2026

August 2023: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionFREDERICK MD
Recording DateAug 02, 2023
Property Address3949 SUGARLOAF DR, MONROVIA, MD 21770-9113
Document Number0165420252
Book / Page16542 / 252
Map ReferenceMB 38 PG 12
Instrument DateMay 22, 2023
Transaction TypeTransfer
Record UpdatedAug 15, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address3949 SUGARLOAF DR, MONROVIA, MD 21770-9113

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3949 SUGARLOAF DR, MONROVIA, MD 21770-9113
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3949 SUGARLOAF DR, MONROVIA, MD 21770-9113

Mortgage

Document Number0161270206
DateSep 12, 2022
Book Page16127/206
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 11, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$580,000 (+12.33%)$654,800 (+20.68%) Land $248,200 Building $406,600
2024$6,655.00 (+8.28%)
2023$6,146.00 (+4.92%) Homeowner's exemption$516,333 (+5.36%)$542,600 (-) Land $195,800 Building $346,800
2022$5,858.00 Homeowner's exemption$490,067$542,600 Land $195,800 Building $346,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217521024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 70 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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