3949 Sikes Mill Rd, Monroe, NC 28110 Property Records

Union County property record for 3949 Sikes Mill Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,850 sqft · built 1998
Lot Size	2.49 acres (108,639 sqft)
Owner	Individual Name on Record
Tax Bill	$3,326 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-093-001`

Property Details

APN / Parcel Number

Primary APN	`08-093-001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,850 sqft Living Area
Gross Area	3,086 sqft
1st Floor Area	2,490 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	108,639 sqft (2.49 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	668 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3949 SIKES MILL RD
City	MONROE
State	NC
Zip	28110-7405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	KIKER / PLUS R/W OFF SIKES MILL RD
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	2
Census Block	2000
Census Tract	20206

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3949 SIKES MILL RD, MONROE, NC 28110-7405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Mar 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 20, 1998
Transfer Doc	0000056378
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3949 SIKES MILL RD, MONROE, NC 28110-7405
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3949 SIKES MILL RD, MONROE, NC 28110-7405

Mortgage

Document Number	0008888484
Date	Apr 18, 2024
Book Page	8888/484
Instrument	8623

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 25, 2054

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3949 SIKES MILL RD, MONROE, NC 28110-7405
Transaction Type	Mortgage
Record Updated	Sep 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8232331
Date	Sep 7, 2021
Book Page	8232/331
Instrument	42252

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3949 SIKES MILL RD, MONROE, NC 28110-7405
Document Number	712259
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Dec 5, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3949 SIKES MILL RD MONROE NC 281107405, MONROE, NC 28110-7405

Mortgage

Document Number	712259
Date	Mar 21, 2018
Book Page	007122/000059
Instrument	7212

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 20, 2033

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$654,500 (-) Land $100,700 Building $553,800	$654,500 (-) Land $100,700 Building $553,800
2025	$3,326.00 (+9.26%)	$654,500 (+43.91%) Land $100,700 Building $553,800	$654,500 (+43.91%) Land $100,700 Building $553,800
2023	$3,044.00	$454,800 Land $47,700 Building $407,100	$454,800 Land $47,700 Building $407,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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