3949 SE 4th Ter, Ocala, FL 34480 Property Records

Marion County property record for 3949 SE 4th Ter, Ocala, FL 34480

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,044 sqft · built 2016
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$259,900 (Mar 2016)
Tax Bill	$4,906 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30598-03-067`

Property Details

APN / Parcel Number

Primary APN	`30598-03-067`
Alternative APN	`3537301000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,044 sqft Living Area
1st Floor Area	2,044 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2019
Exterior Material	Stucco
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	123 ft deep x 70 ft wide
Garage Area	617 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1,165 sqft
Porch	Open Porch
Porch Area	222 sqft
Patio Area	12 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3537301000
Street Address	3949 SE 4TH TER
City	OCALA
State	FL
Zip	34480-2716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD01;PD01
Legal Description	SEC 29 TWP 15 RGE 22 PLAT BOOK 9 PAGE 167 VILLAS AT BELLECHASE LOT 67
Legal Range	22E
Legal Township	15S
Legal Section	29
Legal Subdivision	BELLECHASE VILLAS
Legal Lot Number	67
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	3
Census Block	3026
Census Tract	2402

Owner

3949 SE 4th Ter is owned and occupied by an individual who bought it in March 2016.

Source: Marion County records, as of January 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3949 SE 4TH TER, OCALA, FL 34480-2716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2016 · Amount on File
Deed Sale	Mar 30, 2016 · Amount on File
Deed Document Number	2016028068
Deed Book / Page	6365 / 1890
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	3949 SE 4TH TER, OCALA, FL 34480-2716
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3949 SE 4TH TER, OCALA, FL 34480-2716

Mortgage

Document Number	0074100543
Date	Mar 17, 2021
Book Page	7410/543
Instrument	2021034499

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	302 Months
Due	May 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 3949 SE 4th Ter was $4,906 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,906.00 Homeowner's exemption	$306,280 Land $66,000 Building $240,280	$398,379 Land $66,000 Building $332,379
2023	$4,713.00 (+6.53%) Homeowner's exemption	$288,979 (+3%) Land $50,000 Building $238,979	$323,880 (-11.92%) Land $50,000 Building $273,880
2022	$4,424.00 Homeowner's exemption	$280,562	$367,702 Land $50,000 Building $317,702

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3949 SE 4th Ter in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	4 (2017–2023)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3949 SE 4th Ter is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20