3949 Saint Marks Rd, Durham, NC 27707 Property Records

Durham County property record for 3949 Saint Marks Rd, Durham, NC 27707

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,081 sqft · built 1977
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Dec 2020)
Tax Bill	$10,225 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0719-18-5255`

Property Details

APN / Parcel Number

Primary APN	`0719-18-5255`
Alternative APNs	`0719-18-52-5520` `071901185256` `139671`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,081 sqft Heated Area
1st Floor Area	2,244 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Cape Cod
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	168 ft deep x 102 ft wide
Garage Type	Carport
Carport	Carport
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	3949 SAINT MARKS RD
City	DURHAM
State	NC
Zip	27707-5014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	HOPE VALLEY WEST/SEC:05/L T#059 PL:000093-000033
Legal Subdivision	HPVL WEST S-05
Legal Lot Number	59
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	3
Census Block	3000
Census Tract	2008

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3949 SAINT MARKS RD, DURHAM, NC 27707-5014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Dec 21, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2020 · Amount on Record
Deed Sale	Dec 21, 2020 · Amount on Record
Deed Document Number	202056430
Deed Book / Page	9174 / 401
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Recording Date	Aug 20, 2026
Property Address	3949 SAINT MARKS RD, DURHAM, NC 27707-5014
Document Number	0000185158
Book / Page	10610 / 600
Instrument Date	Aug 17, 2026
Instrument	2026185158
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3949 SAINT MARKS RD, DURHAM, NC 27707-5014

Mortgage

Document Number	0000185158,
Date	Aug 20, 2026
Book Page	10610/600
Instrument	2026185158

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Dec 21, 2020
Property Address	3949 SAINT MARKS RD, DURHAM, NC 27707-5014
Document Number	0091740401
Book / Page	9174 / 401
Map Reference	MB 93 PG 33
Instrument Date	Dec 18, 2020
Instrument	2020056430
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	530 FOSTER ST UNIT 132, 530, DURHAM, NC 27701-2487

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3949 SAINT MARKS RD, SHANNON PLAZA, NC 27707-5014

Mortgage

Document Number	2020056431
Date	Dec 21, 2020
Instrument	2020056431

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	Other
Max Rate	8.12%

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,225.00 (+2.52%)	$1,006,165 (-) Land $352,500 Building $653,665	$1,006,165 (-) Land $352,500 Building $653,665
2025	$9,974.00 (+44.4%)	$1,006,165 (+90.8%) Land $352,500 Building $653,665	$1,006,165 (+90.8%) Land $352,500 Building $653,665
2023	$6,907.00 (+2.34%)	$527,342 Land $140,500 Building $386,842	$527,342 Land $140,500 Building $386,842
2022	$6,749.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2008–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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