Washtenaw County property record for 3949 S Michael Rd, Ann Arbor, MI 48103
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,785 sqft · built 1988 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,057,000 (Aug 2026) |
| Tax Bill | $14,306 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | H-08-35-165-028 |
| Primary APN | H-08-35-165-028 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,785 sqft Living Area |
| 1st Floor Area | 1,727 sqft |
| Basement Area | 1,713 sqft |
| Unfinished Basement | 1,713 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Area | 655 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 3949 S MICHAEL RD |
|---|---|
| City | ANN ARBOR |
| State | MI |
| Zip | 48103-9345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 28 SAGINAW HILLS SOUTH SEC 35 T2S-R5E 1.05 AC |
| Legal Range | 05E |
| Legal Township | 02S |
| Legal Section | 35 |
| Legal Subdivision | SAGINAW HILLS SOUTH SUBDIVISION |
| Legal Block | 165 |
| Legal Lot Number | 28 |
| Jurisdiction | WASHTENAW MI |
| Township / Civil Division | SCIO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 456000 |
3949 S Michael Rd is owned and occupied by an individual who bought it in August 2026.
Source: Washtenaw County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6107 SATURN ST, A, LOS ANGELES, CA 90035-3777 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CREDIT UNION |
| Aug 4, 2026 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION |
| Nov 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC |
| Nov 14, 2022 | Warranty Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TTL CO OF WASHTENAW |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2026 · Amount on File |
| Deed Sale | Aug 4, 2026 · Amount on File |
| Prior Sale | Nov 14, 2022 · Amount on File |
| Deed Document Number | 20266805426 |
| Deed Book / Page | 5638 / 439 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Recording Date | Jul 31, 2026 |
| Property Address | 3949 S MICHAEL RD, ANN ARBOR, MI 48103-9345 |
| Document Number | 0006805250 |
| Book / Page | 5638 / 263 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 20266805250 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6107 SATURN ST, LOS ANGELES, CA 90035-3776 |
| Document Number | 0006805250, |
|---|---|
| Date | Jul 31, 2026 |
| Book Page | 5638/263 |
| Instrument | 20266805250 |
| Name | LAKE MICHIGAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Recording Date | Aug 4, 2026 |
| Property Address | 3949 S MICHAEL RD, ANN ARBOR, MI 48103-9345 |
| Document Number | 0006805426 |
| Book / Page | 5638 / 439 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 20266805426 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2026 |
| Title Company | NATIONAL TITLE GROUP, ATA NATIONAL TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800,677.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6107 SATURN ST, LOS ANGELES, CA 90035-3776 |
| Document Number | 0006805250, |
|---|---|
| Date | Aug 4, 2026 |
| Instrument | 20266805250 |
| Name | LAKE MICHIGAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Property Address | 3949 S MICHAEL RD, ANN ARBOR, MI 48103-9345 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3798 DEXTER ANN ARBOR RD, ANN ARBOR, MI 48103-1673 |
| Document Number | 0006669986 |
|---|---|
| Date | Nov 9, 2022 |
| Book Page | 5503/99 |
| Instrument | 6669986 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Recording Date | Nov 14, 2022 |
| Property Address | 3949 S MICHAEL RD, ANN ARBOR, MI 48103-9345 |
| Document Number | 0006670266 |
| Book / Page | 5503 / 379 |
| Map Reference | LB 24 PG 83-85 |
| Instrument Date | Nov 7, 2022 |
| Instrument | 6670266 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TTL CO OF WASHTENAW |
| Amount | Amount on Record |
|---|---|
| Tax | $5,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3798 DEXTER ANN ARBOR RD, ANN ARBOR, MI 48103-1673 |
The 2025 property tax bill for 3949 S Michael Rd was $14,306 with a homeowner's exemption.
Source: Washtenaw County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Washtenaw County |
| County Subdivision | Scio Township |
| Unified School District | Ann Arbor Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $459,900 (+7.91%) | $919,800 (+7.91%) | |
| 2025 | $14,306.00 Homeowner's exemption | $426,200 | $852,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3949 S Michael Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3949 S Michael Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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