3949 Monroe St, Gary, IN 46408 Property Records

Lake County property record for 3949 Monroe St, Gary, IN 46408

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 622 sqft · built 1921
Lot Size	0.071 acres (3,136 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,094 (2024)
Flood Zone	Zone X (minimal risk)
APN	`001-25-41-0085-0044`

Property Details

APN / Parcel Number

Primary APN	`001-25-41-0085-0044`
Alternative APNs	`45-08-28-254-009.000-004` `254100850044`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	622 sqft Living Area

Exterior

Year Built	Built 1921
Construction Type	Wood
Roof Material	Asphalt
Lot Area	3,136 sqft (0.071 acres)
Lot Dimensions	125 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-41-0085-0044
Old Parcel Number	254100850044
Street Address	3949 MONROE ST
City	GARY
State	IN
Zip	46408-2744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARL BOLUIS 1ST ADD. L.34
Legal Subdivision	CARL BOLUIS 1ST ADD
Legal Lot Number	34
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	2
Census Block	2007
Census Tract	12400

Owner

3949 Monroe St is owned and occupied by two individuals.

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3949 MONROE ST, GARY, IN 46408-2744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$7,100 Land $4,500 Building $2,600	$7,100 Land $4,500 Building $2,600
2024	$3,094.00
2023		$14,500 (+29.46%) Land $4,100 Building $10,400	$14,500 (+29.46%) Land $4,100 Building $10,400
2022	$9,244.00	$11,200 Land $1,500 Building $9,700	$11,200 Land $1,500 Building $9,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3949 Monroe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3949 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20