3949 Millside Rd, Laurel Hill, FL 32567 Property Records

Okaloosa County property record for 3949 Millside Rd, Laurel Hill, FL 32567

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,984 sqft · built 2016
Lot Size	37.9 acres (1,651,795 sqft)
Owner	Individual Name on Record
Tax Bill	$1,778 (2025)
Deeds & Mortgages	Apr 2022 Transfer Jan 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`C56-001-060-9362-8`

Property Details

APN / Parcel Number

Primary APN	`C56-001-060-9362-8`
Alternative APN	`17-5N-22-0000-0001-002A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,984 sqft Heated Area
Gross Area	3,204 sqft
1st Floor Area	1,984 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,651,795 sqft (37.9 acres)
Garage Type	Finished
Garage Area	500 sqft
Porch	Open Porch
Porch Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3949 MILLSIDE RD
City	LAUREL HILL
State	FL
Zip	32567-2447
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	COM NW COR OF NE1/4 S 3151.63 FT TO POB CONT S 794.96FT E 1320FT N 495.15FT W 367.66FT THC NWLY ALG W/E 1030FT M/L TO POB
Legal Range	22
Legal Township	05N
Legal Section	17
Jurisdiction	OKALOOSA FL
Township / Civil Division	LAUREL HILL
Census Block Group	1
Census Block	1081
Census Tract	20200

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3949 MILLSIDE RD, LAUREL HILL, FL 32567-2447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Intrafamily Transfer, Transfer
Jan 11, 2017	Loan Modification, Mortgage COASTAL BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 8, 2022
Transfer Doc	0036151870
Record Updated	Jun 8, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Apr 8, 2022
Property Address	3949 MILLSIDE RD, LAUREL HILL, FL 32567-2447
Document Number	0036151870
Book / Page	3615 / 1870
Map Reference	MB 2807 PG 4821
Instrument Date	Apr 6, 2022
Instrument	3541198
Transaction Type	Transfer
Record Updated	Feb 13, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3949 MILLSIDE RD, LAUREL HILL, FL 32567-2447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3949 MILLSIDE RD, LAUREL HILL, FL 32567-2447

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	3949 MILLSIDE RD, LAUREL HILL, FL 32567-2447
Document Number	0032851394
Book / Page	003285 / 001394
Instrument Date	Jan 11, 2017
Transaction Type	Mortgage
Record Updated	Feb 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3949 MILLSIDE RD LAUREL HILL FL 325672447, LAUREL HILL, FL 32567-2447

Mortgage

Document Number	0032851394
Date	Jan 27, 2017
Book Page	003285/001394
Instrument	3114657

Lender

Name	COASTAL BK&TR
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,778.00 (+6.15%) Homeowner's exemption	$208,781 (+5.79%) Land $14,792 Building $193,989	$373,243 (+3.54%)
2023	$1,675.00 (+4.04%) Homeowner's exemption	$197,346 (+4.04%) Land $14,025 Building $183,321	$360,488 (+11.85%)
2022	$1,610.00 Homeowner's exemption	$189,686 Land $11,927 Building $177,759	$322,302

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1998–2009)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Mar 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Mar 2009 · 2 claims Hurricane Georges, Sep 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAUREL HILL serves 1,802 people · EPA ID FL1460416
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fidium Fiber DSL	50 / 10
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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