3949 Mason Ave NE, Saint Michael, MN 55376 Property Records

Wright County property record for 3949 Mason Ave NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,696 sqft · built 2018
Lot Size	0.404 acres (17,598 sqft)
Owner	2 Individual Names on Record
Last Sale	$436,230 (Apr 2019)
Tax Bill	$7,448 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114-339-001020`

Property Details

APN / Parcel Number

Primary APN	`114-339-001020`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,696 sqft Living Area
1st Floor Area	1,466 sqft
Basement Area	856 sqft
Finished Basement	856 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	17,598 sqft (0.404 acres)
Garage Type	Attached
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3949 MASON AVE NE
City	SAINT MICHAEL
State	MN
Zip	55376-3097
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-18 TWP-120 RANGE-023 RIVERS EDGE 2ND ADDITION LOT-002 BLOCK-001 LOCK-001
Legal Range	023
Legal Township	120
Legal Section	18
Legal Subdivision	RIVERS EDGE 2ND ADDITION
Legal Block	1
Legal Lot Number	2
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	4
Census Block	4003
Census Tract	100805

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3949 MASON AVE NE, SAINT MICHAEL, MN 55376-3097
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Deed of Trust, Mortgage · Line of Credit ALERUS FINANCIAL NA
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESID'L MTG
Apr 12, 2019	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2019 · Amount on Record
Deed Sale	Apr 12, 2019 · Amount on Record
Deed Document Number	20191393406
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	3949 MASON AVE NE, SAINT MICHAEL, MN 55376-3097
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1523130
Date	Dec 20, 2022
Instrument	A1523130

Lender

Name	ALERUS FINANCIAL NA
Type	Bank
Address	GRAND FORKS, ND 58201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	3949 MASON AVE NE, SAINT MICHAEL, MN 55376-3097
Document Number	0001435619
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	LEGACY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3949 MASON AVE NE ST MICHAEL MN 553763097, ST MICHAEL, MN 55376-3097

Mortgage

Document Number	0001435619
Date	Aug 4, 2020
Instrument	1435619

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

April 2019: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Apr 12, 2019
Property Address	3949 MASON AVE NE, SAINT MICHAEL, MN 55376-3097
Document Number	0001393406
Instrument Date	Apr 10, 2019
Instrument	1393406
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 13, 2021
Title Company	CALATLANTIC TITLE NORTHERN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,439.56
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16305 36TH AVE N # N600, 16305, MINNEAPOLIS, MN 55446-2884

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3949 MASON AVE NE, SAINT MICHAEL, MN 55376-3097

Mortgage

Document Number	0001393408
Date	Apr 12, 2019
Instrument	1393408

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,448.00 (+17.85%)	$617,300 (+1.46%) Land $145,000 Building $472,300	$617,300 (+1.46%) Land $145,000 Building $472,300
2025		$608,400 (+1.93%) Land $152,000 Building $456,400	$608,400 (+1.93%) Land $152,000 Building $456,400
2023	$6,320.00 (+5.76%)	$596,900 Land $151,200 Building $445,700	$596,900 Land $151,200 Building $445,700
2022	$5,976.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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