DeSoto County property record for 3949 Holt Ln, Hernando, MS 38632 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,428 sqft · built 2016 |
| Lot Size | 0.366 acres (15,952 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,115 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-5-21-01-0-00015-00 |
| Primary APN | 3-07-5-21-01-0-00015-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,428 sqft Adjusted Area |
| 1st Floor Area | 1,914 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Material | Shingle |
| Lot Area | 15,952 sqft (0.366 acres) |
| Lot Dimensions | 141 ft deep x 115 ft wide |
| Pool Area | 512 sqft |
| Patio Area | 448 sqft |
| Street Address | 3949 HOLT LN |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-7698 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAINT IVES NBHD SEC A LOT 15 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 21 |
| Legal Subdivision | SAINT IVES SEC A 1ST REV |
| Legal Lot Number | 15 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 71002 |
Source: DeSoto County records · APN 3-07-5-21-01-0-00015-00
Assessment roll updated December 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3949 HOLT LN, HERNANDO, MS 38632-7698 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Dec 02, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 13, 2019 | Deed of Trust, Mortgage · Line of Credit GUARANTY BANK & TRUST CO |
| Sep 13, 2023 | Warranty Deed, Transfer PERFECT TITLE, PERFECT TITLE LLC |
| Oct 19, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 13, 2023 |
| Deed Sale | Sep 13, 2023 |
| Prior Sale | Oct 19, 2018 |
| Deed Book / Page | 1023 / 16625 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3949 HOLT LN, HERNANDO, MS 38632-7698 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3949 HOLT LN, HERNANDO, MS 38632-7698 |
| Document Number | 5662/126146 |
|---|---|
| Date | Dec 02, 2025 |
| Book Page | 5662/126146 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3949 HOLT LN, HERNANDO, MS 38632-7698 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 004691/197 |
|---|---|
| Date | Mar 13, 2019 |
| Book Page | 4691/197 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 05, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Sep 13, 2023 |
| Property Address | 3949 HOLT LN, HERNANDO, MS 38632-7698 |
| Document Number | 1023/16625 |
| Book / Page | 1023 / 16625 |
| Map Reference | MB 103 PG 20 |
| Instrument Date | Sep 08, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | PERFECT TITLE, PERFECT TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 313 WESTMORELAND CIR, BATESVILLE, MS 38606-9303 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3949 HOLT LN, HERNANDO, MS 38632-7698 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Oct 19, 2018 |
| Property Address | 3949 HOLT LN, HERNANDO, MS 38632-7698 |
| Document Number | 000870/621 |
| Book / Page | 0870 / 621 |
| Map Reference | MB 103 PG 20 |
| Instrument Date | Jun 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1000 TEASDALE RD, OAKLAND, MS 38948-2284 |
| Name | Verified Name |
|---|---|
| Address | 3949 HOLT LN, HERNANDO, MS 38632-7698 |
| Investor | Possibly a Property Investor |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,115.00 (+18.22%) | $29,319 (+38.57%) Land $4,800 Building $24,519 | $293,187 (+38.56%) Land $48,000 Building $245,187 |
| 2023 | $2,635.00 | $21,159 (-) | $211,591 (-) Land $48,000 Building $163,591 |
| 2022 | $2,635.00 | $21,159 Land $4,800 Building $16,359 | $211,591 Land $48,000 Building $163,591 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330710022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force 2 of 3 on primary residences |
| Wildfire Risk | Moderate above 54% of the US · above 63% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 763 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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