3949 Hemphill Way, Cincinnati, OH 45236 Property Records

Hamilton County property record for 3949 Hemphill Way, Cincinnati, OH 45236

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,685 sqft · built 1958
Lot Size	0.148 acres (6,490 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Jul 2023)
Tax Bill	$5,480 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Mar 2019 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`609-0013-0645-00`

Property Details

APN / Parcel Number

Primary APN	`609-0013-0645-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,685 sqft Living Area
1st Floor Area	936 sqft
2nd Floor Area	749 sqft
Upper Floors Area	749 sqft
Basement Area	936 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1958
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	6,490 sqft (0.148 acres)
Lot Dimensions	125 ft deep x 52 ft wide
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3949 HEMPHILL WAY
City	CINCINNATI
State	OH
Zip	45236-2325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEMPHILL WAY 52 X 125 LOT 2 HEMPHILL SUB BLK D
Legal Subdivision	HEMPHILL SUB
Legal Block	D
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	DEER PARK
Census Block Group	3
Census Block	3002
Census Tract	23701

Owner

3949 Hemphill Way is owned and occupied by an individual who bought it in July 2023.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3949 HEMPHILL WAY, CINCINNATI, OH 45236-2325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Mar 14, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 22, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 16, 2020	Deed of Trust, Mortgage · Commercial Mortgage CINCINNATI FSLA
Jul 6, 2020	Warranty Deed, Transfer · Conventional Mortgage CINCINNATI FED'L
May 22, 2020	Deed of Trust, Mortgage · FHA Mortgage TCF NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2023 · Amount on File
Deed Sale	Jul 20, 2023 · Amount on File
Prior Sale	Jul 6, 2020 · Amount on File
Deed Document Number	0000050327
Deed Book / Page	14961 / 1564
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 20, 2023
Property Address	3949 HEMPHILL WAY, CINCINNATI, OH 45236-2325
Document Number	0000050327
Book / Page	14961 / 1564
Map Reference	MB 85 PG 58
Instrument Date	Jul 14, 2023
Instrument	2023-0050327
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	REPUBLIC TITLE INC, REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3949 HEMPHILL WAY, CINCINNATI, OH 45236-2325

Mortgage

Document Number	0000050328
Date	Jul 20, 2023
Instrument	2023-0050328

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3949 HEMPHILL WAY, CINCINNATI, OH 45236-2325
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019187
Date	Mar 14, 2019
Book Page	13874/01620
Instrument	2019-0019187

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 11, 2039

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3949 HEMPHILL WAY, CINCINNATI, OH 45236-2325
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039681
Date	May 22, 2019
Book Page	13923/01455
Instrument	2019-0039681

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Mar 11, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3949 HEMPHILL WAY, CINCINNATI, OH 45236-2325
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000132196
Date	Dec 16, 2020
Book Page	14316/366
Instrument	2020-0132196

Lender

Name	CINCINNATI FSLA
Type	Bank
Address	CINCINNATI, OH 45255

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 6, 2020
Property Address	3949 HEMPHILL WAY, CINCINNATI, OH 45236-2325
Document Number	0000064022
Book / Page	014203 / 001671
Instrument Date	Jun 30, 2020
Instrument	64022
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3949 HEMPHILL WAY CINCINNATI OH 452362325, CINCINNATI, OH 45236-2325

Mortgage

Document Number	64024
Date	Jul 6, 2020
Book Page	014203/001675
Instrument	64024

Lender

Name	CINCINNATI FED'L
Address	CINCINNATI, OH 45247

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3949 HEMPHILL WAY, CINCINNATI, OH 45236-2325
Document Number	0000049853
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3949 HEMPHILL WAY CINCINNATI OH 452362325, CINCINNATI, OH 45236-2325

Mortgage

Document Number	0000049853
Date	May 28, 2020
Book Page	014177/001327
Instrument	49853

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3949 Hemphill Way was $5,480, up 19.5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Deer Park City
Unified School District	Deer Park Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,480.00 (+19.47%)	$75,075 (+%) Land $12,744 Building $62,331
2024	$4,587.00 (-1.92%)	$75,074 (-) Land $12,743 Building $62,331
2023	$4,677.00 (-8.49%)	$75,074 (+18.71%) Land $12,743 Building $62,331	$214,500 Land $36,410 Building $178,090
2022	$5,111.00 Homeowner's exemption	$63,242 Land $10,794 Building $52,448
2020			$180,690 Land $30,840 Building $149,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3949 Hemphill Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3949 Hemphill Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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