3949 E Byrd St, Inverness, FL 34453 Property Records

Citrus County property record for 3949 E Byrd St, Inverness, FL 34453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 2003
Lot Size	0.44 acres (19,200 sqft)
Owner	2 Owner Names on Record
Last Sale	$85,900 (Jul 2003)
Tax Bill	$715 (2025)
Deeds & Mortgages	Mar 2024 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-19S-02-0030-01120-121.0`

Property Details

APN / Parcel Number

Primary APN	`19E-19S-02-0030-01120-121.0`
Alternative APNs	`0219S19E0030011201210` `1649927`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	19,200 sqft (0.44 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Area	400 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1649927
Old Parcel Number	0219S19E0030011201210
Street Address	3949 E BYRD ST
City	INVERNESS
State	FL
Zip	34453-9124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR MED DENSITY RESIDENT
Legal Description	INVERNESS HGLDS UNIT 3 PB 2 PG 103 LOTS 121 122 123 124 125 126 127 & 128 BLK 112
Legal Range	19E
Legal Township	19S
Legal Section	01
Legal Subdivision	INVERNESS HIGHLANDS UNIT 3
Legal Block	112
Legal Lot Number	121-128 122
Legal Unit	3
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1099
Census Tract	450705

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	3949 E BYRD ST, INVERNESS, FL 34453-9124
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage · Conventional Mortgage CAMPUS USA CU
May 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage GTE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2003 · Amount on Record
Deed Sale	Jul 25, 2003 · Amount on Record
Prior Sale	Jun 6, 2002 · Amount on Record
Deed Document Number	2003044755
Deed Book / Page	1624 / 0845
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3949 E BYRD ST, INVERNESS, FL 34453-9124
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3949 E BYRD ST, INVERNESS, FL 34453-9124

Mortgage

Document Number	0034512089
Date	Mar 13, 2024
Book Page	3451/2089
Instrument	2024014330

Lender

Name	CAMPUS USA CU
Type	Credit Union
Address	NEWBERRY, FL 32669

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3949 E BYRD ST, INVERNESS, FL 34453-9124
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029791309
Date	May 30, 2019
Book Page	2979/1309
Instrument	2019027614

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2034

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$715.00 (+8.66%) Homeowner's exemption Additional exemption filed	$202,261 (+4.06%) Land $17,120 Building $185,141	$202,261 (+4.06%) Land $17,120 Building $185,141
2024	$658.00 (+0.92%) Homeowner's exemption Additional exemption filed	$194,372 (-0.78%) Land $14,880 Building $179,492	$194,372 (-0.78%) Land $14,880 Building $179,492
2023	$652.00 (+3.66%) Homeowner's exemption Additional exemption filed	$195,906 (+17.05%) Land $13,600 Building $182,306	$195,906 (+17.05%) Land $13,600 Building $182,306
2022	$629.00 Homeowner's exemption Additional exemption filed	$167,369 Land $8,800 Building $158,569	$167,369 Land $8,800 Building $158,569

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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