Whiteside County property record for 3949 Balk Rd, Fulton, IL 61252
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5.21 acres (226,948 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $9,446 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance Aug 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 0720200007 |
| Primary APN | 0720200007 |
|---|---|
| Alternative APN |
|
| Lot Area | 226,948 sqft (5.21 acres) |
|---|
| Account Number | 6710 |
|---|---|
| Street Address | 3949 BALK RD |
| City | FULTON |
| State | IL |
| Zip | 61252-9534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF E 45 RDS OF N 57 RDS LYING S RD E 1/2 SEC 20 TWP 21 RNG 3 MF 3197-91 22700X |
| Legal Range | 03E |
| Legal Township | 21N |
| Legal Section | 20 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | GARDEN PLAIN |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 400 |
3949 Balk Rd is owned and occupied by an individual.
Source: Whiteside County records, as of May 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3949 BALK RD, FULTON, IL 61252-9534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL BANK ILLINOIS |
| Aug 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HAZELWOOD HM |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 3949 BALK RD, FULTON, IL 61252-9534 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0202106776 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2021-06776 |
| Name | CENTRAL BANK ILLINOIS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 3949 BALK RD, FULTON, IL 61252-9534 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0202105800 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 2021-05800 |
| Name | HAZELWOOD HM |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3949 Balk Rd was $9,446.
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Garden Plain Township |
| Unified School District | River Bend Community Unit District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,446.00 | $138,888 Land $12,387 Building $126,501 | |
| 2024 | $416,664 Land $37,161 Building $379,503 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3949 Balk Rd in Zone X, an area of minimal flood risk, though there have been 63 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 63 (1979–2024) |
| Claims Outside the SFHA | 6 of 63 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3949 Balk Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Jo-Carroll Energy Fiber | 1,000 / 1,000 |
May also be available: Mediacom Xtream, Nextlink, Verizon.
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