39487 E River Rd, Crosslake, MN 56442 Property Records

Crow Wing County property record for 39487 E River Rd, Crosslake, MN 56442

Property Summary

Property TypeSeasonal / Vacation Home
Details1,152 sqft
Lot Size0.56 acres (24,394 sqft)
Owner2 Individual Names on File
Tax Bill$1,662 (2026)
Deeds & MortgagesSep 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN221240010030009

Property Details

APN / Parcel Number

Primary APN221240010030009
Alternative APNs
  • 22350513
  • 3133

Interior

Building Area1,152 sqft Living Area
Gross Area638 sqft
1st Floor Area1,152 sqft

Exterior

Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,394 sqft (0.56 acres)
View / LotWaterfront / Beach
Garage Area1,400 sqft
PorchSlab
Pole Barn112 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number3133
Street Address39487 E RIVER RD
CityCROSSLAKE
StateMN
Zip56442
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionLOT 3 BLOCK 1
Legal Range27W
Legal Township138
Legal Section35
Legal SubdivisionJ. M. R. ADDITION
Legal Block1
Legal Lot Number3
JurisdictionCROW WING MN
Township / Civil DivisionFIFTY LAKES
Census Block Group1
Census Block1001
Census Tract950204

Owner

39487 E River Rd, a residential property, is owned by two individuals.

Source: Crow Wing County records, as of August 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1388 PARK DR, MOUND, MN 55364-9608
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROW WING MN
Property Address39487 E RIVER RD, CROSSLAKE, MN 56442
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001014231
DateSep 5, 2025
Instrument1014231
Lender
NameNATIONAL BANK OF COMMERCE
TypeBank
AddressSUPERIOR, WI 54880
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueAug 15, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 39487 E River Rd was $1,662.

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCrow Wing County
MunicipalityFifty Lakes City
Unified School DistrictPine River-Backus Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,662.00$276,000 (-8.97%) Land $67,500 Building $208,500$276,000 (-8.97%) Land $67,500 Building $208,500
2025$303,200 Land $65,400 Building $237,800$303,200 Land $65,400 Building $237,800
2023$1,489.00$320,600 Land $65,200 Building $255,400$320,600 Land $65,200 Building $255,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39487 E River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39487 E River Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Emily Cooperative Telephone Company
Fiber
2,500 / 2,500

Nearby Properties on E River Rd

Nearby Streets

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