3948 Wooster Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3948 Wooster Dr, Oceanside, CA 92056 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1974
Square Footage1,528 sqft Living Area
Lot Size20,000 sqft (0.459 acres)
OccupancyOwner Occupied
Last Sale$495,000 (2018)
Tax Bill$6,222.00 (2025)

Owner

Source: San Diego County records · APN 162-301-12-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3948 WOOSTER DR, OCEANSIDE, CA 92056-3325
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 09, 2023Intrafamily Transfer, Transfer · Line of Credit
MERCHANTS BANK OF INDIANA
Sep 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 10, 2018Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
LOANDEPOT.COM LLC
Jul 02, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 10, 2018 · Amount on Record
Deed SaleAug 10, 2018 · Amount on Record
Prior SaleMar 13, 2015 · Amount on Record
Deed Doc Number2018328576
Last Transfer DateApr 26, 2023
Transfer Doc0000120377
Record RefreshedSep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 09, 2023
Property Address3948 WOOSTER DR, OCEANSIDE, CA 92056-3325
Document Number0000120377
Map ReferenceMAP 7587
Instrument DateApr 26, 2023
Instrument2023-0120377
Transaction TypeTransfer
Record UpdatedMay 19, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3948 WOOSTER DR, OCEANSIDE, CA 92056-3325

Mortgage

Document Number0000120422
DateMay 09, 2023
Instrument2023-0120422
Lender
NameMERCHANTS BANK OF INDIANA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term85 Months
DueJun 05, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3948 WOOSTER DR, OCEANSIDE, CA 92056-3325
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3948 WOOSTER DR, OCEANSIDE, CA 92056-3325

Mortgage

Document Number0000529349
DateSep 10, 2020
Instrument2020-0529349
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueJun 01, 2050

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 10, 2018
Property Address3948 WOOSTER DR, OCEANSIDE, CA 92056-3325
Document Number0000328576
Instrument DateJul 24, 2018
Instrument328576
Transaction TypeTransfer
Record UpdatedAug 16, 2018
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$544.50
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3948 WOOSTER DR OCEANSIDE CA 920563325, OCEANSIDE, CA 92056-3325

Mortgage

Document Number328577
DateAug 10, 2018
Instrument328577
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueAug 09, 2048

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJul 02, 2018
Property Address3948 WOOSTER DR, OCEANSIDE, CA 92056-3325
Document Number0000269724
Instrument DateJun 26, 2018
Instrument269724
Transaction TypeTransfer
Record UpdatedJul 11, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1316 GRAND AVE SAN DIEGO CA 921094231, SAN DIEGO, CA 92109-4231

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$563,219 (+2%) Land $337,932 Building $225,287
2025$6,222.00 (+5.17%)$552,176 (+4.04%) Land $331,306 Building $220,870
2023$5,916.00 (+1.54%)$530,737 Land $318,442 Building $212,295
2022$5,826.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 4% of California
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN162-301-12-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area1,528 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area20,000 sqft (0.459 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address3948 WOOSTER DR
CityOCEANSIDE
StateCA
Zip92056-3325
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 279 TR 007587
Legal SubdivisionMESA LOMA
Legal Tract007587
Legal Block1
Legal Lot Number279
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup1
Census Block1001
Census Tract18516

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