3948 Washington Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3948 Washington Ave, Cincinnati, OH 45211

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 1,740 sqft · built 1900
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on Record
Last Sale	$128,000 (May 2020)
Tax Bill	$3,385 (2025)
Deeds & Mortgages	May 2018 Line of Credit May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551-0002-0054-00`

Property Details

APN / Parcel Number

Primary APN	`551-0002-0054-00`
Alternative APN	`17595691`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,740 sqft Living Area
Gross Area	3,426 sqft
1st Floor Area	870 sqft
2nd Floor Area	870 sqft
Attic	Attic
Attic Area	816 sqft
Basement Area	870 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	230 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	84 sqft
Deck Area	Deck Area
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3948 WASHINGTON AVE
City	CINCINNATI
State	OH
Zip	45211-3420
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	3948 WASHINGTON AV 50 X 230.25 LOT 14 J V FREONS SUB
Legal Subdivision	FREONS SUB
Legal Lot Number	14
Jurisdiction	HAMILTON OH
Township / Civil Division	CHEVIOT
Census Block Group	5
Census Block	5002
Census Tract	20902

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3948 WASHINGTON AVE, CINCINNATI, OH 45211-3420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2018	Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK
May 14, 2020	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESID'L MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2020 · Amount on Record
Deed Sale	May 14, 2020 · Amount on Record
Prior Sale	Jun 28, 2013 · Amount on Record
Deed Document Number	202045358
Deed Book / Page	14168 / 1681
Prior Transfer Date	May 1, 2013
Prior Transfer Doc	0000088364
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3948 WASHINGTON AVE, CINCINNATI, OH 45211-3420
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005361
Date	May 29, 2018
Instrument	18-0045361

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 15, 2028

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 14, 2020
Property Address	3948 WASHINGTON AVE, CINCINNATI, OH 45211-3420
Document Number	0000045358
Book / Page	014168 / 001681
Instrument Date	Apr 30, 2020
Instrument	45358
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$512.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3948 WASHINGTON AVE CHEVIOT OH 452113420, CHEVIOT, OH 45211-3420

Mortgage

Document Number	45359
Date	May 14, 2020
Book Page	014168/001683
Instrument	45359

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cheviot City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,385.00 (+1.65%)	$53,669 (-) Land $9,296 Building $44,373	$153,340 (-) Land $26,560 Building $126,780
2024	$3,330.00 (-1.19%)	$53,669 (-) Land $9,296 Building $44,373
2023	$3,370.00 (+3.79%)	$53,669 (+19.8%) Land $9,296 Building $44,373	$153,340 (+19.8%) Land $26,560 Building $126,780
2022	$3,247.00 Homeowner's exemption	$44,800 Land $8,043 Building $36,757
2020			$128,000 Land $22,980 Building $105,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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