3948 Vale Ave, Oakland, CA 94619 Property Records

Alameda County property record for 3948 Vale Ave, Oakland, CA 94619

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 820 sqft · built 1926
Lot Size	0.057 acres (2,464 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Jun 2021)
Tax Bill	$15,786 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-1939-15`

Property Details

APN / Parcel Number

Primary APN	`30-1939-15`
Alternative APN	`030-1939-015-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	820 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	2,464 sqft (0.057 acres)

Location & Zoning

Street Address	3948 VALE AVE
City	OAKLAND
State	CA
Zip	94619-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00015 BLK: AR: 0030 PAGE: 1939
Legal Subdivision	JESSIE JONES
Legal Lot Number	149&1
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2007
Census Tract	406900

Owner

3948 Vale Ave is owned and occupied by two individuals who bought it in June 2021.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3948 VALE AVE, OAKLAND, CA 94619-2222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jun 30, 2021	Grant Deed, Transfer · Conventional Mortgage LENDUS LLC
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Prior Sale	Nov 24, 2004 · Amount on File
Deed Document Number	2021232617
Prior Transfer Date	Sep 30, 1999
Prior Transfer Doc	0000390936
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3948 VALE AVE, OAKLAND, CA 94619-2222
Transaction Type	Mortgage
Record Updated	Apr 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3948 VALE AVE, OAKLAND, CA 94619-2222

Mortgage

Document Number	0000036033
Date	Mar 30, 2023
Instrument	2023036033

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 7, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 30, 2021
Property Address	3948 VALE AVE, OAKLAND, CA 94619-2222
Document Number	0000232617
Map Reference	MB 19 PG 13
Instrument Date	Jun 24, 2021
Instrument	2021232617
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,100.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3948 VALE AVE, OAKLAND, CA 94619-2222

Mortgage

Document Number	0000232618
Date	Jun 30, 2021
Instrument	2021232618

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3948 VALE AVE, OAKLAND, CA 94619-2222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3948 VALE AVE, OAKLAND, CA 94619-2222

Mortgage

Document Number	0000264344
Date	Oct 7, 2020
Instrument	2020264344

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3948 Vale Ave was $15,786.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$970,000 (-10.39%) Land $291,000 Building $679,000
2025	$15,786.00	$1,082,420 Land $324,726 Building $757,694
2023	$16,073.00	$1,040,400 Land $312,120 Building $728,280	$981,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3948 Vale Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3948 Vale Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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