3948 State Rte 37, Constable, NY 12926 Property Records

Franklin County and Westville Town property record for 3948 State Rte 37, Constable, NY 12926

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 999 sqft · built 1981
Lot Size1.38 acres (60,113 sqft)
OwnerIndividual on Record
Last Sale$84,000 (Jan 2010)
Tax Bill$1,729 (2025)
Deeds & MortgagesNov 2017 Line of Credit
APN1-087-05.00

Property Details

APN / Parcel Number

Primary APN1-087-05.00
Alternative APNs
  • 560005400000020111000000
  • 165600 54.-2-11.100

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area999 sqft Living Area
1st Floor Area999 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area60,113 sqft (1.38 acres)
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area60 sqft
Shed1 Shed
Shed Area234 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number1-087-05.00
Street Address3948 STATE ROUTE 37
CityCONSTABLE
StateNY
Zip12926-1918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAVERY STATE ROAD ROBERT CAGGIN
Legal Block2
Legal Lot Number11.100
JurisdictionFRANKLIN NY
Township / Civil DivisionWESTVILLE
Census Block Group1
Census Block1036
Census Tract950200

Owner

Source: Franklin County and Westville Town assessment roll, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address3948 STATE ROUTE 37, CONSTABLE, NY 12926-1918
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 13, 2010 · Amount on Record
Deed SaleJan 13, 2010 · Amount on Record
Prior SaleAug 2, 2007 · Amount on Record
Deed Book / Page2010 / 226
Record UpdatedJun 8, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN NY
Property Address3948 STATE ROUTE 37, CONSTABLE, NY 12926-1918
Document Number0000001649
Instrument DateNov 16, 2017
Transaction TypeMortgage
Record UpdatedApr 23, 2018
Title CompanyINDEPENDENT TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3948 STATE ROUTE 37 CONSTABLE NY 129261918, CONSTABLE, NY 12926-1918

Mortgage

Document Number0000001649
DateApr 9, 2018
Instrument1649
Lender
NameNBT BK
TypeBank
AddressMALONE, NY 12953
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Franklin County and Westville Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyFranklin County
County SubdivisionWestville Town
Unified School DistrictSalmon River Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,729.00 (+83.74%)$82,700 (-) Land $16,400 Building $66,300$129,219 (+14.06%) Land $25,625 Building $103,594
2023$82,700 (-) Land $16,400 Building $66,300$113,288 (+18.49%) Land $22,466 Building $90,822
2022$82,700 Land $16,400 Building $66,300$95,607 Land $18,960 Building $76,647
2021$941.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1999)
Most Recent ClaimJan 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rte 37

Nearby Streets

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