3948 Mariners Way, Apt 221, Cortez, FL 34215 Property Records

Manatee County property record for 3948 Mariners Way, Apt 221, Cortez, FL 34215

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,393 sqft · built 1989
Lot Size	3.6 acres (157,227 sqft)
Owner	2 Trust Names on File
Last Sale	$580,000 (Jul 2015)
Tax Bill	$10,387 (2025)
Deeds & Mortgages	Dec 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`76013-2235-2`

Property Details

APN / Parcel Number

Primary APN	`76013-2235-2`
Alternative APN	`3516037601322352`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Units	11 Units
Stories	1 Story
Building Area	2,393 sqft Living Area
Gross Area	2,763 sqft
1st Floor Area	2,393 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2001
Architectural Style	Mid Rise
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	157,227 sqft
View / Lot	Canal
Porch	Open Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3948 MARINERS WAY, 221
City	CORTEZ
State	FL
Zip	34215-2576
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-R
Legal Description	UNIT 221 C MARINERS COVE CONDO PHASE II PI#76013.2235/2
Legal Range	16E
Legal Township	35S
Legal Section	03
Legal Subdivision	MARINERS COVE II
Legal Tract	07601302
Legal Lot Number	221
Legal Unit	221
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1004
Census Tract	1107

Owner

3948 Mariners Way, Apt 221 is held in a trust since November 2018.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 327, CANTON, MA 02021-0327
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2015 · Amount on File
Deed Sale	Jul 14, 2015 · Amount on File
Prior Sale	Dec 21, 2009 · Amount on File
Deed Document Number	20153410171
Deed Book / Page	2577 / 7558
Last Transfer Date	Nov 26, 2018
Transfer Doc	0027590118
Record Updated	Oct 29, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Dec 5, 2018
Property Address	3948 MARINERS WAY APT 221, 221, CORTEZ, FL 34215-2576
Document Number	0027590118
Book / Page	002759 / 000118
Instrument Date	Nov 26, 2018
Instrument	41120950
Transaction Type	Transfer
Record Updated	Dec 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	27 PINEWOOD LN WEST HARWICH MA 02671, WEST HARWICH, MA 02671

Tax Assessment & Valuation

The 2025 property tax bill for 3948 Mariners Way, Apt 221 was $10,387, up 5.9% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$706,860 (+8.49%) Building $706,860	$706,860 (-16%) Building $706,860
2025	$10,387.00 (+5.88%) Senior Citizen's exemption	$651,525	$841,500 Building $841,500
2024	$9,810.00 (+6.3%)
2023	$9,229.00 (+17.67%)	$756,500 (+28.66%) Building $756,500	$756,500 (+28.66%) Building $756,500
2022	$7,843.00	$588,000 Building $588,000	$588,000 Building $588,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3948 Mariners Way, Apt 221 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 387 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	857 units insured incl. 470 condo units
Nearby Flood Claims	210 (1982–2024)
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 18 claims Hurricane Helene, Sep 2024 · 144 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3948 Mariners Way, Apt 221 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000