3948 Escala Cv, Oceanside, CA 92058 Property Records

San Diego County property record for 3948 Escala Cv, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,878 sqft · built 2001
Lot Size	0.216 acres (9,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$645,000 (Oct 2020)
Tax Bill	$7,854 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone A99 (high risk)
APN	`158-671-31-00`

Property Details

APN / Parcel Number

Primary APN	`158-671-31-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,878 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	9,420 sqft (0.216 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3948 ESCALA CV
City	OCEANSIDE
State	CA
Zip	92058-7978
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-H
Legal Description	LOT 43 TR 013723
Legal Subdivision	RIO VISTA
Legal Tract	013723
Legal Block	1
Legal Lot Number	43
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18613

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3948 ESCALA CV, OCEANSIDE, CA 92058-7978
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 9, 2020	Grant Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 10, 2017	Deed of Trust, Mortgage · Conventional with PMI CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2020 · Amount on Record
Deed Sale	Oct 9, 2020 · Amount on Record
Prior Sale	Aug 8, 2014 · Amount on Record
Deed Document Number	2020614037
Prior Transfer Date	May 24, 2010
Prior Transfer Doc	0000281274
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3948 ESCALA CV, OCEANSIDE, CA 92058-7978
Transaction Type	Mortgage
Record Updated	Jul 26, 2021
Title Company	CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000502893
Date	Jul 14, 2021
Instrument	2021-0502893

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 9, 2020
Property Address	3948 ESCALA CV, OCEANSIDE, CA 92058-7978
Document Number	0000614037
Map Reference	DOC 1999-0095438
Instrument Date	Sep 10, 2020
Instrument	2020-0614037
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3948 ESCALA CV, OCEANSIDE, CA 92058-7978

Mortgage

Document Number	0000614038
Date	Oct 9, 2020
Instrument	2020-0614038

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3948 ESCALA CV, OCEANSIDE, CA 92058-7978
Document Number	0000022431
Instrument Date	Jan 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3948 ESCALA CV OCEANSIDE CA 920587978, OCEANSIDE, CA 92058-7978

Mortgage

Document Number	0000022431
Date	Jan 17, 2017
Instrument	22431

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$712,127 (+2%) Land $388,434 Building $323,693
2025	$7,854.00 (+5.18%)	$698,165 (+4.04%) Land $380,818 Building $317,347
2023	$7,467.00 (+1.54%)	$671,056 Land $366,031 Building $305,025
2022	$7,354.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	3 (1980–2009)
Most Recent Claim	Jul 2009

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, T-Mobile, Verizon.

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