3948 E Whittaker Ave, Cudahy, WI 53110 Property Records

Milwaukee County property record for 3948 E Whittaker Ave, Cudahy, WI 53110

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,221 sqft · built 1971
Lot Size0.192 acres (8,376 sqft)
Owner2 Individual Names on File
Last Sale$267,500 (Sep 2019)
Tax Bill$7,278 (2025)
Deeds & MortgagesJun 2021 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN589-9982-001

Property Details

APN / Parcel Number

Primary APN589-9982-001
Alternative APN
  • 035899982001

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,221 sqft Living Area
Gross Area3,441 sqft
1st Floor Area1,290 sqft
2nd Floor Area931 sqft
Basement Area588 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1986
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area8,376 sqft (0.192 acres)
Lot Dimensions123 ft deep x 68 ft wide
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchStoop
Porch Area110 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Account Number035899982001
Street Address3948 E WHITTAKER AVE
CityCUDAHY
StateWI
Zip53110-1247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionCERTIFIED SURVEY MAP NO 1473 PARCEL 1 SE 23 6 22
Legal Range22E
Legal Township06N
Legal Section23
Legal SubdivisionCERT SURV MAP 1473
Legal Lot Number1
JurisdictionMILWAUKEE WI
Township / Civil DivisionCUDAHY
Census Block Group2
Census Block2007
Census Tract180100

Owner

3948 E Whittaker Ave is owned and occupied by two individuals who bought it in September 2019.

Source: Milwaukee County records, as of September 3, 2026

Owner of Record2 Individual Names on File
Mailing Address3948 E WHITTAKER AVE, CUDAHY, WI 53110-1247
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNIVERSITY OF WISCONSIN CU
Sep 4, 2019Warranty Deed, Transfer · Conventional with PMI
UNIVERSITY/WI CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2019 · Amount on File
Deed SaleSep 4, 2019 · Amount on File
Prior SaleAug 13, 2012 · Amount on File
Deed Document Number201910904022
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILWAUKEE WI
Property Address3948 E WHITTAKER AVE, CUDAHY, WI 53110-1247
Transaction TypeMortgage
Record UpdatedJun 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011130446
DateJun 24, 2021
Instrument11130446
Lender
NameUNIVERSITY OF WISCONSIN CU
TypeCredit Union
AddressMADISON, WI 53744
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2036

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILWAUKEE WI
Recording DateSep 4, 2019
Property Address3948 E WHITTAKER AVE, CUDAHY, WI 53110-1247
Document Number0010904022
Instrument DateAug 28, 2019
Instrument10904022
Transaction TypeTransfer
Record UpdatedOct 2, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$802.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3948 E WHITTAKER AVE CUDAHY WI 531101247, CUDAHY, WI 53110-1247

Mortgage

Document Number10904023
DateSep 4, 2019
Instrument10904023
Lender
NameUNIVERSITY/WI CU
TypeCredit Union
AddressMADISON, WI 53744-4963
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueSep 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3948 E Whittaker Ave was $7,278 with a homeowner's exemption, up 16.9% from the year before.

Source: Milwaukee County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyMilwaukee County
MunicipalityCudahy City
Unified School DistrictCudahy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,278.00 (+16.88%)$381,200 (-) Land $80,100 Building $301,100$429,200 (+10.36%)
2024$6,227.00 Homeowner's exemption$381,200 Land $80,100 Building $301,100$388,900
2022$6,054.00 Homeowner's exemption$316,600 Land $80,100 Building $236,500$326,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3948 E Whittaker Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3948 E Whittaker Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 90% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCUDAHY WATERWORKS
serves 18,659 people · EPA ID WI2410169
Water SourceSurface water
Last State InspectionJul 2024
Lead13 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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