3948 E Valley Rd, Andover, NY 14806 Property Records

Allegany County and Andover Town property record for 3948 E Valley Rd, Andover, NY 14806

Property Summary

Property TypeSeasonal / Vacation Home
Details4 bd · 2 ba · 2,304 sqft · built 1880
Lot Size22.9 acres (997,524 sqft)
Owner2 Company Names on Record
Tax Bill$4,682 (2026)
Deeds & MortgagesJun 2022 Sale
APN023089 216.-1-22.3

Property Details

APN / Parcel Number

Primary APN023089 216.-1-22.3
Alternative APNs
  • 308921600000010220030000
  • 00000000862

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,304 sqft Living Area
1st Floor Area1,336 sqft
2nd Floor Area968 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1975
Architectural StyleTraditional
Exterior MaterialWood
Lot Area997,524 sqft (22.9 acres)

Exterior Amenities

PorchSlab
Porch Area260 sqft
Shed1 Shed
Canopy450 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number00000000862
Street Address3948 E VALLEY RD
CityANDOVER
StateNY
Zip14806-9415
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning Code01 - NOT Z
Legal DescriptionGL 88 INC 203.-1-18.113
Legal Block1
Legal Lot Number22.003
JurisdictionALLEGANY NY
Township / Civil DivisionANDOVER
Census Block Group1
Census Block1037
Census Tract950900

Owner

Source: Allegany County and Andover Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3948 E VALLEY RD, ANDOVER, NY 14806-9415
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 7, 2022
Transfer Doc0000004170
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGANY NY
Recording DateJun 16, 2022
Property Address3948 E VALLEY RD, ANDOVER, NY 14806-9415
Document Number0000004170
Instrument DateJun 7, 2022
Instrument2022-24170
Transaction TypeTransfer
Record UpdatedFeb 8, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3930 E VALLEY RD, ANDOVER, NY 14806-9415

Tax Assessment & Valuation

Source: Allegany County and Andover Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAllegany County
County SubdivisionAndover Town
Unified School DistrictAndover Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,682.00 (-0.34%) Homeowner's exemption Senior Citizen's exemption
2025$4,698.00$140,100 (+25.54%) Land $32,800 Building $107,300$144,400 (-1.63%) Land $33,807 Building $110,593
2023$111,600 Land $28,400 Building $83,200$146,800 Land $37,358 Building $109,442

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims5 (1984–1996)
Claims Outside the SFHA1 of 5
Most Recent ClaimJan 1996 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Fiber
1,000 / 1,000

May also be available: Spectrum.

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