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3948 E Twelve Oaks Pl, Hernando, FL 34442 Property Records

Citrus County property record for 3948 E Twelve Oaks Pl, Hernando, FL 34442 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,040 sqft · built 1994
Lot Size11.3 acres (493,970 sqft)
OwnerIndividual Name on File
Last Sale$579,000 (Jun 2021)
Tax Bill$7,462 (2025)
Deeds & MortgagesJun 2021 Sale
Flood ZoneZone AE (high risk)
APN19E-17S-25-3B000-032.0

Property Details

APN / Parcel Number

Primary APN19E-17S-25-3B000-032.0
Alternative APNs
  • 2517S19E3B0000320
  • 3338187

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,040 sqft Living Area
1st Floor Area2,040 sqft
FlooringWood

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2009
Architectural StyleCustom Design
Exterior MaterialWood Siding
Construction TypeMasonry / Concrete Block
Foundation TypeBlock
Roof TypeGable
Roof MaterialMetal
Lot Area493,970 sqft (11.3 acres)
Lot Dimensions795 ft deep x 788 ft wide
Garage TypeMixed
Garage Area5,598 sqft
CarportCarport
Carport Area836 sqft

Exterior Amenities

PorchOpen Porch
Porch Area1,020 sqft
Deck Area300 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number3338187
Old Parcel Number2517S19E3B0000320
Street Address3948 E TWELVE OAKS PL
CityHERNANDO
StateFL
Zip34442-2106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTWELVE OAK AIR ESTATES LOT 32 AN UNRECORDED SUBDIVISION FURTHER DESCRIBED AS FOLLOWS: BEGIN AT THE SW CORNER OF SECTION 25
Legal Range19E
Legal Township17S
Legal Section36
Legal SubdivisionUNREC TRACTS IN 25-17S-19E
Legal Lot Number32-33
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1057
Census Tract450106

Owner

Source: Citrus County records · APN 19E-17S-25-3B000-032.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3948 E TWELVE OAKS PL, HERNANDO, FL 34442-2106
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 01, 2021 · Amount on Record
Deed SaleJun 01, 2021 · Amount on Record
Deed Document Number0003170296
Deed Book / Page3170 / 296
Record UpdatedJun 08, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJun 01, 2021
Property Address3948 E TWELVE OAKS PL, HERNANDO, FL 34442-2106
Document Number0031700296
Book / Page3170 / 296
Instrument DateJun 01, 2021
Instrument2021036683
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyCITRUS TITLE COMPANY LLC

Transaction

AmountAmount Recorded
Tax$4,053.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3948 E TWELVE OAKS PL, 3948, HERNANDO, FL 34442-2106

Transferred To (Grantee/Buyer)

NameVerified Name
Address1816 LARCHWOOD DR, TROY, MI 48083-2225

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,462.00 (+4.55%) Homeowner's exemption Additional exemption filed$530,460 (+3.78%) Land $226,760 Building $303,700$530,460 (+3.78%) Land $226,760 Building $303,700
2024$7,137.00 (-6.13%) Homeowner's exemption Additional exemption filed$511,160 (+2.02%) Land $226,760 Building $284,400$511,160 (+2.02%) Land $226,760 Building $284,400
2023$7,603.00 (+14.38%)$501,050 (+11.5%) Land $226,760 Building $274,290$501,050 (+11.5%) Land $226,760 Building $274,290
2022$6,647.00 Additional exemption filed$449,370 Land $203,360 Building $246,010$449,370 Land $203,360 Building $246,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174501061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 53 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims6 (2017–2024)
Most Recent ClaimOct 2024, tidal / storm surge, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 4 claims

Wildfire

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire LikelihoodAbout 1 in 446 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 29 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Xfinity, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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