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3948 E Delight St, Hernando, FL 34442 Property Records

Citrus County property record for 3948 E Delight St, Hernando, FL 34442 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1993
Square Footage1,482 sqft Living Area
Lot Size31,698 sqft (0.728 acres)
OccupancyOwner Occupied
Last Sale$268,000 (2025)
Tax Bill$2,863.00 (2025)

Owner

Source: Citrus County records · APN 19E-17S-36-0010-00240-0100

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3948 E DELIGHT ST, HERNANDO, FL 34442
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2025Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
JMAC LENDING INC
Jan 31, 2025Quit Claim Deed, Transfer
Quitclaim Document
May 24, 2023Warranty Deed, Transfer
UNKNOWN, MANATEE TITLE LLC
Feb 04, 2020Warranty Deed, Transfer · Conventional Mortgage
NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 07, 2025 · Amount on Record
Deed SaleJul 07, 2025 · Amount on Record
Prior SaleMay 24, 2023 · Amount on Record
Deed Doc Number202540830
Deed Book / Page3581 / 2130
Prior Transfer DateJan 30, 2025
Prior Transfer Doc0035361326
Record RefreshedSep 20, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJul 07, 2025
Property Address3948 E DELIGHT ST, HERNANDO, FL 34442-2512
Document Number0035812130
Book / Page3581 / 2130
Map ReferenceMB 3 PG 96-101
Instrument DateJun 30, 2025
Instrument2025040830
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanyFIRST NATIONAL T&E

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,876.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3948 E DELIGHT ST, HERNANDO, FL 34442-2512

Transferred To (Grantee/Buyer)

NameVerified Name
Address3948 E DELIGHT ST, HERNANDO, FL 34442-2512

Mortgage

Document Number0035812132
DateJul 07, 2025
Book Page3581/2132
Instrument2025040831
Lender
NameJMAC LENDING INC
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2055

January 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCITRUS FL
Recording DateJan 31, 2025
Property Address3948 E DELIGHT ST, HERNANDO, FL 34442-2512
Document Number0035361326
Book / Page3536 / 1326
Map ReferencePG 96-101
Instrument DateJan 30, 2025
Instrument2025006056
Transaction TypeTransfer
Record UpdatedDec 11, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3958 E DELIGHT ST, HERNANDO, FL 34442-2512

Transferred To (Grantee/Buyer)

NameVerified Name
Address3958 E DELIGHT ST, HERNANDO, FL 34442-2512

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMay 24, 2023
Property Address3948 E DELIGHT ST, HERNANDO, FL 34442-2512
Document Number0033811252
Book / Page3381 / 1252
Map ReferenceMB 3 PG 96-101
Instrument DateMay 23, 2023
Instrument2023030289
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanyUNKNOWN, MANATEE TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,820.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3958 E DELIGHT ST, HERNANDO, FL 34442-2512

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address9180 SW 206TH COURT RD, DUNNELLON, FL 34431-5755
InvestorPossibly a Property Investor

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateFeb 04, 2020
Property Address3958 E DELIGHT ST, HERNANDO, FL 34442-2512
Document Number0030361747
Book / Page003036 / 001747
Instrument DateJan 28, 2020
Instrument6363
Transaction TypeTransfer
Record UpdatedMar 04, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$910.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3958 E DELIGHT ST HERNANDO FL 344422512, HERNANDO, FL 34442-2512

Mortgage

Document Number30361748
DateFeb 04, 2020
Book Page003036/001748
Instrument6364
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 03, 2050

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,863.00 (-11.77%)$220,292 (+6.04%) Land $23,400 Building $196,892$220,292 (+6.04%) Land $23,400 Building $196,892
2024$3,245.00 (+10.15%)$207,752 (+11.83%) Land $18,540 Building $189,212$207,752 (+11.83%) Land $18,540 Building $189,212
2023$2,946.00 (+117.42%) Additional exemption filed$185,782 (+15.31%) Land $18,540 Building $167,242$185,782 (+15.31%) Land $18,540 Building $167,242
2022$1,355.00 Homeowner's exemption Additional exemption filed$161,122 Land $10,500 Building $150,622$161,122 Land $10,500 Building $150,622

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire LikelihoodAbout 1 in 366 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN19E-17S-36-0010-00240-0100
Alternative APNs
  • 3617S19E0010002400100
  • 1582831

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,482 sqft Living Area
Gross Area2,304 sqft Gross Area
1st Floor1,482 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1993
Exterior MaterialCombination Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialFiberglass Roof
Lot Area31,698 sqft (0.728 acres)
Depth X Width120 ft x 80 ft Depth x Width
Parking Spaces5 Parking Spaces
Garage TypeAttached Garage
Garage Area552 sqft Garage
Porch Area294 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number1582831
Street Address3948 E DELIGHT ST
CityHERNANDO
StateFL
Zip34442
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRIVER-LAKES MANOR UNIT NO. 1 PB 3 PG 96-101 LOT 10 11 & 12 BLK 24.
Legal Range19E
Legal Township18S
Legal Section01
Legal SubdivisionRIVER LAKES MANOR UNIT 1
Legal Block24
Legal Lot Number10
Legal Unit1
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup2
Census Block2029
Census Tract450105

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