Frederick County property record for 3948 Cherry Ln, Jefferson, MD 21755 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1989 |
| Square Footage | 3,052 sqft Total Area |
| Lot Size | 42,688 sqft (0.979 acres) |
| Garage | Built-in, 616 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $659,900 (2025) |
| Tax Bill | $5,745.00 (2025) |
| Primary APN | 14-319352 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 3,052 sqft Total Area |
| 1st Floor | 2,072 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 42,688 sqft (0.979 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Built-in Garage |
| Garage Area | 616 sqft Garage |
| Deck Area | 434 sqft Deck |
| Porch | Open Porch |
| Porch Area | 120 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Account Number | 319352 |
|---|---|
| Street Address | 3948 CHERRY LN |
| City | JEFFERSON |
| State | MD |
| Zip | 21755-8623 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 5 SEC II 0.982 ACRES ELM SPRINGS FARM |
| Legal Subdivision | ELM SPGS FARM |
| Legal Lot Number | 5 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 14, JEFFERSON |
| Census Blockgroup | 3 |
| Census Block | 3033 |
| Census Tract | 752602 |
Source: Frederick County records · APN 14-319352
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3948 CHERRY LN, JEFFERSON, MD 21755-8623 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Dec 30, 2025 · Amount on Record |
| Deed Sale | Dec 30, 2025 · Amount on Record |
| Deed Doc Number | 0017663165 |
| Deed Book / Page | 17663 / 165 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 30, 2025 |
| Property Address | 3948 CHERRY LN, JEFFERSON, MD 21755-8623 |
| Document Number | 0176630165 |
| Book / Page | 17663 / 165 |
| Map Reference | MB 36 PL 78 |
| Instrument Date | Dec 18, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | REGIS TITLE LLC, RGS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,649.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3948 CHERRY LN, JEFFERSON, MD 21755-8623 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3948 CHERRY LN, JEFFERSON, MD 21755-8623 |
| Document Number | 0017663174 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 17663/174 |
| Name | MILLENNIUM FINANCIAL GROUP INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
Source: Frederick County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,745.00 (+19.71%) | $458,067 (+15.42%) | $528,600 (+25.02%) Land $137,600 Building $391,000 |
| 2023 | $4,799.00 | $396,867 | $422,800 Land $119,000 Building $303,800 |
3948 Cherry Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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