Tioga County property record for 3948 Cherry Flats Rd, Covington, PA 16917
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 3 ba · 3,106 sqft · built 1901 |
| Lot Size | 44.2 acres (1,927,530 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Sep 2026) |
| Tax Bill | $4,108 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 07/03.00/042./000 |
| Primary APN | 07/03.00/042./000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,106 sqft Living Area |
| Basement Area | 1,044 sqft |
| Unfinished Basement | 1,044 sqft |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,927,530 sqft (44.2 acres) |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00003467 |
|---|---|
| Street Address | 3948 CHERRY FLATS RD |
| City | COVINGTON |
| State | PA |
| Zip | 16917-9404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Jurisdiction | TIOGA PA |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1077 |
| Census Tract | 950500 |
Source: Tioga County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3862 CHERRY FLATS RD, COVINGTON, PA 16917-9403 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2026 · Amount on Record |
| Deed Sale | Sep 1, 2026 · Amount on Record |
| Deed Document Number | 20268356 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TIOGA PA |
| Recording Date | Sep 1, 2026 |
| Property Address | 3948 CHERRY FLATS RD, COVINGTON, PA 16917-9404 |
| Document Number | 0000008356 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 20268356 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Title Company | CORNERSTONE ABSTRACT, CORNERSTONE ABSTRACT & SETTLEM |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $353,500.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3862 CHERRY FLATS RD, COVINGTON, PA 16917-9403 |
| Document Number | 0000008357, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 20268357 |
| Name | HORIZON FARM CREDIT ACA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Max Rate | -1% |
|---|
Source: Tioga County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Tioga County |
| County Subdivision | Covington Township |
| Unified School District | Southern Tioga School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,108.00 (-35.74%) | $263,500 (-2.07%) Land $31,830 Building $231,670 | |
| 2024 | $6,393.00 | $269,070 Land $37,400 Building $231,670 | |
| 2023 | $358,490 Land $126,820 Building $231,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 7 (2010–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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