3948 Cherokee Ct, Oxford, MI 48370 Property Records

Oakland County property record for 3948 Cherokee Ct, Oxford, MI 48370

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,859 sqft · built 1993
Lot Size	2.33 acres (101,495 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Oct 2012)
Tax Bill	$4,073 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A-05-31-151-009`

Property Details

APN / Parcel Number

Primary APN	`A-05-31-151-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,859 sqft Living Area
1st Floor Area	1,921 sqft
Basement Area	2,198 sqft
Unfinished Basement	2,198 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	101,495 sqft (2.33 acres)
Terrain	Wooded
Garage Area	804 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3948 CHEROKEE CT
City	OXFORD
State	MI
Zip	48370-2912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SELECTCODE
Legal Description	T5N, R11E, SEC 31 SENECA HILLS NO 2 LOT 21
Legal Range	11E
Legal Township	05N
Legal Section	31
Legal Subdivision	SENECA HILLS
Legal Lot Number	21
Jurisdiction	OAKLAND MI
Township / Civil Division	ADDISON
Census Block Group	2
Census Block	2007
Census Tract	120300

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3948 CHEROKEE CT, OXFORD, MI 48370-2912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE COMPANY
Jul 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2012 · Amount on Record
Deed Sale	Oct 25, 2012 · Amount on Record
Prior Sale	Feb 3, 2012 · Amount on Record
Deed Document Number	2012234761
Deed Book / Page	44868 / 488
Prior Transfer Date	Feb 1, 2012
Prior Transfer Doc	0000030403
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3948 CHEROKEE CT, OXFORD, MI 48370-2912
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3948 CHEROKEE CT, OXFORD, MI 48370-2912

Mortgage

Document Number	0000223257
Date	Sep 17, 2021
Book Page	56863/20
Instrument	223257

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 15, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3948 CHEROKEE CT, OXFORD, MI 48370-2912
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3948 CHEROKEE CT, OXFORD, MI 48370-2912

Mortgage

Document Number	0000042237
Date	Feb 17, 2021
Book Page	55711/394
Instrument	42237

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3948 CHEROKEE CT, OXFORD, MI 48370-2912
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116688
Date	Jul 16, 2018
Book Page	51995/00431
Instrument	116688

Lender

Name	TOWNE MORTGAGE COMPANY
Type	Non-Lending Institution
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2038

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3948 CHEROKEE CT, OXFORD, MI 48370-2912
Document Number	0000135127
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3948 CHEROKEE CT OXFORD MI 483702912, OXFORD, MI 48370-2912

Mortgage

Document Number	0000135127
Date	Aug 21, 2019
Book Page	053161/000081
Instrument	135127

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 20, 2029

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Addison Township
Unified School District	Lake Orion Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,073.00 (-30.9%) Homeowner's exemption	$327,780 (+8.45%)	$655,560 (+8.45%)
2024	$5,894.00 (+22.03%)
2023		$302,230	$604,460
2021	$4,830.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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