San Diego County property record for 3948 Centre St, San Diego, CA 92103
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,472 sqft · built 2015 |
| Lot Size | 0.12 acres (5,243 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,275,000 (Sep 2021) |
| Tax Bill | $17,488 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 445-641-25-00 |
| Primary APN | 445-641-25-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 5,243 sqft (0.12 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3948 CENTRE ST |
|---|---|
| City | SAN DIEGO |
| State | CA |
| Zip | 92103-3419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-3-9 |
| Legal Description | BLK 191 LOT 37 N 1/2 LOT 36 & ALL TR LP0008PG036 |
| Legal Subdivision | UNIVERSITY HEIGHTS |
| Legal Tract | LP0008PG |
| Legal Block | 191 |
| Legal Lot Number | 37,36 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 600 |
3948 Centre St is owned by two individuals who bought it in September 2021.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3960 CENTRE ST, SAN DIEGO, CA 92103-3419 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2021 · Amount on File |
| Deed Sale | Sep 30, 2021 · Amount on File |
| Deed Document Number | 2021688741 |
| Prior Transfer Date | Feb 14, 2005 |
| Prior Transfer Doc | 0000125838 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 30, 2021 |
| Property Address | 3948 CENTRE ST, SAN DIEGO, CA 92103-3419 |
| Document Number | 0000688741 |
| Map Reference | MB 8 PG 36 |
| Instrument Date | Sep 8, 2021 |
| Instrument | 2021-0688741 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3960 CENTRE ST, SAN DIEGO, CA 92103-3419 |
| Document Number | 0000688742 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 2021-0688742 |
| Name | CITADEL SERVICING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 3948 Centre St was $17,488.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,380,099 (+2%) Land $1,190,674 Building $189,425 | |
| 2025 | $17,488.00 | $1,353,039 Land $1,167,328 Building $185,711 |
| 2023 | $15,965.00 (+2.73%) | $1,300,500 Land $1,122,000 Building $178,500 |
| 2022 | $15,541.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3948 Centre St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3948 Centre St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, Google Fiber, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures