3948 Beechwood Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 3948 Beechwood Ln, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,491 sqft · built 1988
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Jul 2025)
Tax Bill	$1,831 (2026)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34484`

Property Details

APN / Parcel Number

Primary APN	`34484`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,491 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Area	320 sqft
Deck Area	253 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3948 BEECHWOOD LN
City	GLOUCESTER
State	VA
Zip	23061-3107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	COLONY SUBDIV PARCEL 11
Legal Subdivision	COLONY
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	1
Census Block	1010
Census Tract	100102

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3948 BEECHWOOD LN, GLOUCESTER, VA 23061-3107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2025 · Amount on Record
Deed Sale	Jul 31, 2025 · Amount on Record
Prior Sale	Jul 1, 2008 · Amount on Record
Deed Document Number	20253072
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Recording Date	Apr 24, 2026
Property Address	3948 BEECHWOOD LN, GLOUCESTER, VA 23061-3107
Document Number	0000001783
Instrument Date	Apr 13, 2026
Instrument	20261783
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PRO TITLE, TRUSTPRO TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	3948 BEECHWOOD LN, GLOUCESTER, VA 23061-3107

Mortgage

Document Number	0000001783,
Date	Apr 24, 2026
Instrument	20261783

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,831.00 (+11.44%)	$313,980 (+17.28%) Land $57,630 Building $256,350	$313,980 (+17.28%) Land $57,630 Building $256,350
2025	$1,643.00 (+5.32%)	$267,710 (-) Land $61,630 Building $206,080	$267,710 (-) Land $61,630 Building $206,080
2024	$1,560.00	$267,710 (-) Land $61,630 Building $206,080	$267,710 (-) Land $61,630 Building $206,080
2023	$1,560.00 (-4.65%)	$267,710 (+18.57%) Land $61,630 Building $206,080	$267,710 (+18.57%) Land $61,630 Building $206,080
2022	$1,636.00	$225,780 Land $66,030 Building $159,750	$225,780 Land $66,030 Building $159,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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