3948 Becker St, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 3948 Becker St, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,620 sqft · built 2016
Lot Size0.46 acres (20,038 sqft)
OwnerCompany Name on Record
Last Sale$284,000 (Jun 2020)
Tax Bill$10,704 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Oct 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN422400 60.19-5-53

Property Details

APN / Parcel Number

Primary APN422400 60.19-5-53
Alternative APN
  • 240006001900050530000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,620 sqft Living Area
1st Floor Area832 sqft
2nd Floor Area788 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions252 ft deep x 63.8 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3948 BECKER ST
CitySCHENECTADY
StateNY
Zip12304-2499
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal SubdivisionCEDAR HILLS
Legal Block5
Legal Lot Number53.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group3
Census Block3005
Census Tract31902

Owner

Source: Schenectady County and Niskayuna Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3948 BECKER ST, SCHENECTADY, NY 12304-2499
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2020Warranty Deed, Transfer · Conventional Mortgage
ROSENDALE ESTATES INC
Oct 10, 2019Warranty Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS
Apr 26, 2017Warranty Deed, Transfer
ROSENDALE ESTATES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2020 · Amount on Record
Deed SaleJun 19, 2020 · Amount on Record
Prior SaleOct 10, 2019 · Amount on Record
Deed Document Number202017626
Deed Book / Page2036 / 688
Record UpdatedJun 8, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 19, 2020
Property Address3948 BECKER ST, SCHENECTADY, NY 12304-2499
Document Number0000017626
Book / Page002036 / 000688
Instrument DateJun 10, 2020
Instrument17626
Transaction TypeTransfer
Record UpdatedAug 3, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,136.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address480 BROADWAY #316 SARATOGA SPRINGS NY 128662230, 316, SARATOGA SPRINGS, NY 12866-2230

Mortgage

Document Number17629
DateJun 19, 2020
Book Page004997/000447
Instrument17629
Lender
NameROSENDALE ESTATES INC
Address1221 ROSEHILL BLVD, NISKAYUNA, NY 12309-4622
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJun 18, 2025
Interest
Rate6.5%

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateOct 10, 2019
Property Address3948 BECKER ST, SCHENECTADY, NY 12304-2499
Document Number0000045801
Book / Page002021 / 000680
Instrument DateAug 7, 2019
Instrument45801
Transaction TypeTransfer
Record UpdatedOct 29, 2019
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

AmountAmount Recorded
Tax$1,056.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address71 PHEASANT RDG NISKAYUNA NY 123092519, NISKAYUNA, NY 12309-2519

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateApr 26, 2017
Property Address3948 BECKER ST, SCHENECTADY, NY 12304-2499
Document Number0000018526
Book / Page001961 / 000406
Instrument DateMar 31, 2017
Instrument18526
Transaction TypeTransfer
Record UpdatedMay 4, 2017
Title CompanyNORTHWAY ABSTRACT CORPORATION, NORTHWAY ABS CORP

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address730 FOX HILL RD BENNINGTON VT 052018419, BENNINGTON, VT 05201-8419

Mortgage

Document Number18527
DateApr 26, 2017
Book Page004756/000772
Instrument18527
Lender
NameROSENDALE ESTATES INC
Address1221 ROSEHILL BLVD, SCHENECTADY, NY 12309-4622
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,704.00$315,000 (-) Land $48,000 Building $267,000$466,700 (+17.06%) Land $71,116 Building $395,584
2023$315,000 Land $48,000 Building $267,000$398,700 Land $60,754 Building $337,946

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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