3948 Baltimore St, Kensington, MD 20895 Property Records

Montgomery County property record for 3948 Baltimore St, Kensington, MD 20895

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,556 sqft · built 1987
Lot Size	0.268 acres (11,685 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (May 2005)
Tax Bill	$15,412 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01021406`

Property Details

APN / Parcel Number

Primary APN	`13-01021406`
Alternative APN	`01021406`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,556 sqft Living Area
1st Floor Area	1,316 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	11,685 sqft (0.268 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	360 sqft
Deck Area	490 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01021406
Street Address	3948 BALTIMORE ST
City	KENSINGTON
State	MD
Zip	20895-3906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	KENSINGTON PARK
Legal Subdivision	JOSEPH PARK
Legal Block	11
Legal Lot Number	16
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2015
Census Tract	704200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Kensington Historic District listed 1980 · 149 contributing resources · NRIS 80001827

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3948 Baltimore St is owned and occupied by two individuals who bought it in May 2005.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3948 BALTIMORE ST, KENSINGTON, MD 20895-3906
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2005 · Amount on File
Deed Sale	May 24, 2005 · Amount on File
Prior Sale	May 24, 2005 · Amount on File
Deed Document Number	200516956
Deed Book / Page	29934 / 418
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3948 BALTIMORE ST, KENSINGTON, MD 20895-3906
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0621520182
Date	Mar 11, 2021
Book Page	62152/182

Lender

Name	SOFI LENDING CORP
Type	Lending Institution
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 3948 Baltimore St was $15,412.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Kensington Town
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,365,033 (+9.41%)	$1,482,400 (-) Land $495,000 Building $987,400
2025	$15,412.00	$1,247,667	$1,482,400 Land $495,000 Building $987,400
2023		$1,091,033	$1,130,300 Land $495,000 Building $635,300
2022	$12,453.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3948 Baltimore St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3948 Baltimore St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20