3948 Alberta Dr NE, Rochester, MN 55906 Property Records

Olmsted County property record for 3948 Alberta Dr NE, Rochester, MN 55906

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,070 sqft · built 1988
Lot Size	0.192 acres (8,364 sqft)
Owner	Individual Name on Record
Tax Bill	$4,086 (2026)
Deeds & Mortgages	Jan 2024 Transfer Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74.24.12.023880`

Property Details

APN / Parcel Number

Primary APN	`74.24.12.023880`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,070 sqft Living Area
1st Floor Area	1,070 sqft
Basement Area	936 sqft
Finished Basement	702 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,364 sqft (0.192 acres)
Lot Dimensions	101 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	196 sqft
Patio Area	95 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3948 ALBERTA DR NE
City	ROCHESTER
State	MN
Zip	55906-3955
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-24 TWP-107 RANGE-014 VIKING HILLS 2ND LOT-020 BLOCK-001 LOT 20 BLK 1
Legal Range	14
Legal Township	107
Legal Section	24
Legal Subdivision	VIKING HILLS 2ND
Legal Block	1
Legal Lot Number	20
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	3
Census Block	3011
Census Tract	1603

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3948 ALBERTA DR NE, ROCHESTER, MN 55906-3955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Quit Claim Deed, Transfer Quitclaim
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME FEDERAL SAVINGS BANK
Apr 29, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2010
Deed Sale	Jan 22, 2010
Prior Sale	Jun 14, 2006 · Amount on Record
Deed Document Number	20101221918
Last Transfer Date	Jan 26, 2024
Transfer Doc	00A1599696
Record Updated	Sep 20, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLMSTED MN
Recording Date	Jan 30, 2024
Property Address	3948 ALBERTA DR NE, ROCHESTER, MN 55906-3955
Document Number	00A1599696
Instrument Date	Jan 26, 2024
Instrument	A-1599696
Transaction Type	Transfer
Record Updated	Feb 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3948 ALBERTA DR NE, ROCHESTER, MN 55906-3955

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	3948 ALBERTA DR NE, ROCHESTER, MN 55906-3955
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1529303
Date	Mar 17, 2021
Instrument	A-1529303

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OLMSTED MN
Recording Date	Apr 29, 2021
Property Address	3948 ALBERTA DR NE, ROCHESTER, MN 55906-3955
Document Number	00A1533525
Instrument Date	Apr 12, 2021
Instrument	A-1533525
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3948 ALBERTA DR NE, ROCHESTER, MN 55906-3955

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,086.00 (+10.08%) Homeowner's exemption
2025	$3,712.00 (+18.14%) Homeowner's exemption	$292,100 (+3.33%) Land $61,100 Building $231,000	$310,700 (+9.9%) Land $65,000 Building $245,700
2024		$282,700 (+8.9%) Land $65,000 Building $217,700	$282,700 (+8.9%) Land $65,000 Building $217,700
2023	$3,142.00
2022		$259,600 Land $50,000 Building $209,600	$259,600 Land $50,000 Building $209,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hiawatha Broadband Communications, Minnesota WiFi.

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