Lorain County property record for 39475 Chestnut Ridge Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,760 sqft · built 1963 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,950 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-107-068 |
| Primary APN | 10-00-005-107-068 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,760 sqft Living Area |
| 1st Floor Area | 880 sqft |
| 2nd Floor Area | 880 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 16,988 sqft (0.389 acres) |
| Lot Dimensions | 360 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 39475 CHESTNUT RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROSEMERE 1 80 X 226 S/L 1 |
| Legal Subdivision | ROSEMERE ALLOTMENT #1 |
| Legal Block | 107 |
| Legal Lot Number | 1 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | CARLISLE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 71300 |
39475 Chestnut Ridge Rd is owned and occupied by an individual who acquired it in February 2006.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39475 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2006 |
| Deed Sale | Feb 28, 2006 |
| Deed Document Number | 2006090940 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 39475 Chestnut Ridge Rd was $2,950.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,950.00 | $64,280 (+0.01%) Land $9,490 Building $54,790 | $183,630 (-) Land $27,100 Building $156,530 |
| 2024 | $2,950.00 (+22.76%) | $64,271 (+36.05%) Land $9,485 Building $54,786 | $183,630 (+36.05%) Land $27,100 Building $156,530 |
| 2023 | $2,403.00 (+0.33%) | $47,240 (-) Land $9,643 Building $37,597 | $134,970 Land $27,550 Building $107,420 |
| 2022 | $2,395.00 | $47,240 Land $9,640 Building $37,600 | |
| 2021 | $134,970 Land $27,550 Building $107,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39475 Chestnut Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39475 Chestnut Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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