39471 Minesinger Ln, Polson, MT 59860 Property Records

Lake County property record for 39471 Minesinger Ln, Polson, MT 59860

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,254 sqft · built 1977
Lot Size	2.48 acres (108,029 sqft)
Owner	Individual Name on Record
Tax Bill	$2,237 (2025)
Deeds & Mortgages	Aug 2023 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R151801`

Property Details

APN / Parcel Number

Primary APN	`R151801`
Alternative APNs	`15-3229-28-2-01-03-0000` `0000001303`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,254 sqft Living Area
1st Floor Area	1,254 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	108,029 sqft (2.48 acres)
Garage Type	Detached
Parking Spaces	6 Parking Spaces
Deck Area	340 sqft
Shed	1 Shed
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000001303
Street Address	39471 MINESINGER LN
City	POLSON
State	MT
Zip	59860-7306
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S28, T22 N, R19 W, C.O.S. 6612, ACRES 2.48, LOT 2 IN POR OF THE SENW
Legal Lot Number	2
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	2
Census Block	2045
Census Tract	940305

Owner

Source: Lake County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	39471 MINESINGER LN, POLSON, MT 59860-7306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Personal Representative Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2025
Deed Sale	Jul 23, 2025
Prior Sale	Aug 31, 2023
Deed Document Number	632921
Record Updated	Jun 8, 2026

August 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LAKE MT
Recording Date	Aug 31, 2023
Property Address	39471 MINESINGER LN, POLSON, MT 59860-7306
Document Number	0000606977
Instrument Date	Aug 24, 2023
Instrument	606977
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	NOT AVAILABLE, FLYING S T&E OF MT

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39471 MINESINGER LN, POLSON, MT 59860-7306

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39471 MINESINGER LN, POLSON, MT 59860-7306

Mortgage

Document Number	0000606979
Date	Aug 31, 2023
Instrument	606979

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	39471 MINESINGER LN, POLSON, MT 59860-7306
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	577015
Date	May 12, 2020
Instrument	577015

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	39471 MINESINGER LN, POLSON, MT 59860-7306
Transaction Type	Mortgage
Record Updated	Dec 6, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	573761
Date	Nov 25, 2019
Instrument	573761

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 31, 2024

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,237.00 (-11.37%)	$523,500 (+41.33%)	$523,500 (+41.33%) Land $132,252 Building $391,248
2023	$2,524.00	$370,400	$370,400 Land $75,360 Building $295,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 74% of Montana
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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