Warren County property record for 3947 Ray Ct, Morrow, OH 45152 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,241 sqft · built 1983 |
| Lot Size | 1.23 acres (53,748 sqft) |
| Owner | Individual Name on File |
| Last Sale | $302,000 (Jun 2018) |
| Tax Bill | $5,426 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-26-303-002-0 |
| Primary APN | 14-26-303-002-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,241 sqft Living Area |
| 1st Floor Area | 2,241 sqft |
| Basement Area | 120 sqft |
| Finished Basement | 120 sqft |
| Family Room | Family Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Lot Area | 53,748 sqft |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Deck Area | 810 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 4814371 |
|---|---|
| Old Parcel Number | 1426303002 |
| Street Address | 3947 RAY CT |
| City | MORROW |
| State | OH |
| Zip | 45152-9718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LITTLE MIAMI ACRES #40 |
| Legal Subdivision | LITTLE MIAMI ACRES |
| Legal Block | 303 |
| Legal Lot Number | 40 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | SALEM |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 32300 |
Source: Warren County records · APN 14-26-303-002-0
Assessment roll updated August 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3947 RAY CT, MORROW, OH 45152-9718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2023 | Deed of Trust, Mortgage · Line of Credit 1ST NATIONAL BANK |
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage 1ST NATIONAL BANK |
| Jun 08, 2018 | Warranty Deed, Transfer |
| Apr 12, 2018 | Deed of Trust, Mortgage GUARDIAN SVGS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 08, 2018 · Amount on Record |
| Deed Sale | Jun 08, 2018 · Amount on Record |
| Deed Document Number | 0000149448 |
| Deed Book / Page | 149 / 448 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3947 RAY CT, MORROW, OH 45152-9718 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3947 RAY CT, MORROW, OH 45152-9718 |
| Document Number | 0000012057 |
|---|---|
| Date | Jun 16, 2023 |
| Instrument | 2023-012057 |
| Name | 1ST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LEBANON, OH 45036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3947 RAY CT, MORROW, OH 45152-9718 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021051127 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 2021-051127 |
| Name | 1ST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MASON, OH 45040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jun 08, 2018 |
| Property Address | 3947 RAY CT, MORROW, OH 45152-9718 |
| Document Number | 0000015980 |
| Map Reference | PB 10 PG 96 |
| Instrument Date | Jun 06, 2018 |
| Instrument | 2018-015980 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $906.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3947 RAY CT, MORROW, OH 45152-9718 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3947 RAY CT, MORROW, OH 45152-9718 |
| Document Number | 0000011513 |
| Instrument Date | Apr 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2018 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3947 RAY CT MORROW OH 451529718, MORROW, OH 45152-9718 |
| Document Number | 0000011513 |
|---|---|
| Date | Apr 26, 2018 |
| Instrument | 11513 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 25, 2048 |
Source: Warren County records · Assessment roll updated August 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Salem Township |
| Unified School District | Little Miami Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,426.00 (+12.13%) | $120,827 (+26.04%) Land $27,300 Building $93,527 | $345,220 (+26.04%) Land $78,000 Building $267,220 |
| 2023 | $4,839.00 (+1.02%) Homeowner's exemption | $95,865 (-) Land $12,915 Building $82,950 | |
| 2022 | $4,790.00 Homeowner's exemption | $95,865 Land $12,915 Building $82,950 | $273,900 (-) Land $36,900 Building $237,000 |
| 2021 | $273,900 Land $36,900 Building $237,000 |
Source: FEMA National Flood Hazard Layer, Warren County (39165C), updated June 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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