3947 Oak Crest Dr, Barnhart, MO 63012 Property Records

Jefferson County property record for 3947 Oak Crest Dr, Barnhart, MO 63012

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,924 sqft · built 1995
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Feb 2005)
Tax Bill	$4,240 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-9.0-32.0-0-000-007.40`

Property Details

APN / Parcel Number

Primary APN	`08-9.0-32.0-0-000-007.40`
Alternative APN	`0890320 00740`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,924 sqft Living Area
Gross Area	3,692 sqft
1st Floor Area	2,924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	768 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	168 sqft
Patio Area	202 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3947 OAK CREST DR
City	BARNHART
State	MO
Zip	63012-1870
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	OAK CREST ESTS LOT 3
Legal Subdivision	OAK CREST ESTS
Legal Block	3
Legal Lot Number	3
Jurisdiction	JEFFERSON MO
Township / Civil Division	IMPERIAL
Census Block Group	3
Census Block	3011
Census Tract	700604

Owner

3947 Oak Crest Dr is owned and occupied by two individuals who acquired it in March 2022.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3947 OAK CREST DR, BARNHART, MO 63012-1870
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · Line of Credit FARMERS AND MERCHANTS BANK OF ST CLAIR
Sep 6, 2017	Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU
Mar 30, 2022	Beneficiary Deed, Transfer
Sep 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 22, 2019	Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU
Feb 12, 2019	Deed of Trust, Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2005 · Amount on File
Deed Sale	Feb 2, 2005 · Amount on File
Prior Sale	Aug 29, 2002 · Amount on File
Deed Document Number	20055883
Last Transfer Date	Mar 29, 2022
Transfer Doc	0000010593
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3947 OAK CREST DR, BARNHART, MO 63012-1870
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3947 OAK CREST DR, BARNHART, MO 63012-1870

Mortgage

Document Number	0000023068
Date	Sep 10, 2025
Instrument	2025R-023068

Lender

Name	FARMERS AND MERCHANTS BANK OF ST CLAIR
Type	Bank
Address	SAINT CLAIR, MO 63077

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 5, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3947 OAK CREST DR, BARNHART, MO 63012-1870
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027759
Date	Sep 6, 2017
Instrument	2017R-027759

Lender

Name	NEIGHBORS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 5, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 30, 2022
Property Address	3947 OAK CREST DR, BARNHART, MO 63012-1870
Document Number	0000010593
Map Reference	MB 112 PG 18
Instrument Date	Mar 29, 2022
Instrument	2022R-010593
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3947 OAK CREST DR, BARNHART, MO 63012-1870

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 15, 2020
Property Address	3947 OAK CREST DR, BARNHART, MO 63012-1870
Document Number	0000034146
Instrument Date	Sep 9, 2020
Instrument	34146
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3947 OAK CREST DR, BARNHART, MO 63012-1870
Document Number	0000005857
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 28, 2019
Title Company	NETCO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3947 OAK CREST DR BARNHART MO 630121870, BARNHART, MO 63012-1870

Mortgage

Document Number	0000005857
Date	Mar 5, 2019
Instrument	5857

Lender

Name	NEIGHBORS CU
Address	SAINT LOUIS, MO 63123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 4, 2044

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3947 OAK CREST DR, BARNHART, MO 63012-1870
Document Number	0000004845
Instrument Date	Feb 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3947 OAK CREST DR BARNHART MO 630121870, BARNHART, MO 63012-1870

Mortgage

Document Number	0000004845
Date	Feb 21, 2019
Instrument	4845

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 20, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 3947 Oak Crest Dr was $4,240, up 7% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,400 (-) Land $7,000 Building $55,400	$328,500 (-) Land $36,800 Building $291,700
2025	$4,240.00 (+6.96%)	$62,400 Land $7,000 Building $55,400	$328,500 (-) Land $36,800 Building $291,700
2024	$3,964.00 (+2.01%)		$328,500 (+9.5%) Land $36,800 Building $291,700
2023	$3,886.00 (+0.21%)	$57,000 (-) Land $7,000 Building $50,000	$300,000 Land $36,800 Building $263,200
2022	$3,878.00	$57,000 Land $7,000 Building $50,000
2021			$300,000 Land $36,800 Building $263,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3947 Oak Crest Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2000–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Thunderstorms And Flash Flooding, May 2000 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3947 Oak Crest Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: T-Mobile.

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