Saginaw County property record for 3947 N Thomas Rd, Freeland, MI 48623
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,148 sqft · built 1960 |
| Lot Size | 0.398 acres (17,337 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $90,000 (Jul 1999) |
| Tax Bill | $2,755 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Mar 2018 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-12-3-09-1013-000 |
| Primary APN | 28-12-3-09-1013-000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,148 sqft Living Area |
| 1st Floor Area | 2,063 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,337 sqft (0.398 acres) |
| Lot Dimensions | 165 ft deep x 105 ft wide |
| Garage Area | 1,386 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 208 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3947 N THOMAS RD |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-8864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | S 105 FT OF N 303 FT OF E 198 FT OF NE 1/4 - 0.48 ACRE SEC 09 T12N R3E |
| Legal Range | 03E |
| Legal Township | 12N |
| Legal Section | 09 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | THOMAS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 12002 |
3947 N Thomas Rd is owned and occupied by two individuals who bought it in July 1999.
Source: Saginaw County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3947 N THOMAS RD, FREELAND, MI 48623-8864 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2021 | Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK |
| Mar 26, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 1999 · Amount on File |
| Deed Sale | Jul 22, 1999 · Amount on File |
| Prior Sale | Jul 1, 1999 · Amount on File |
| Deed Book / Page | 2132 / 79 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 3947 N THOMAS RD, FREELAND, MI 48623-8864 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3947 N THOMAS RD, FREELAND, MI 48623-8864 |
| Document Number | 0000001154 |
|---|---|
| Date | Jan 10, 2021 |
| Instrument | 2021001154 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 3947 N THOMAS RD, FREELAND, MI 48623-8864 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006581 |
|---|---|
| Date | Mar 26, 2018 |
| Instrument | 2018006581 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Apr 1, 2046 |
The 2025 property tax bill for 3947 N Thomas Rd was $2,755 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Thomas Township |
| Unified School District | Freeland Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,800 | $225,600 | |
| 2025 | $2,755.00 Homeowner's exemption | ||
| 2023 | $92,000 | $184,000 | |
| 2022 | $2,296.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3947 N Thomas Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2022) |
| Most Recent Claim | Aug 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3947 N Thomas Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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