DeSoto County property record for 3946 Winter Pointe Dr, Olive Branch, MS 38654
| Property Type | Vacant Land |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $576,029 (Feb 2025) |
| Tax Bill | $651 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-07-2-03-33-0-00027-00 |
| Primary APN | 2-07-2-03-33-0-00027-00 |
|---|
| Interior Walls | Wallboard/Drywall |
|---|
| Roof Type | Gable |
|---|
| Street Address | 3946 WINTER POINTE DR |
|---|---|
| City | OLIVE BRANCH |
| State | MS |
| Zip | 38654-1699 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | PUD |
| Legal Description | NBHD BELLE POINTE SEC B LOT 27 |
| Legal Range | 007 |
| Legal Township | 02S |
| Legal Section | 03 |
| Legal Subdivision | NEIGHBORHOOD AT BELLE POINTE SUBDIVISION |
| Legal Lot Number | 27 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 70631 |
3946 Winter Pointe Dr, vacant land, is owned and occupied by two individuals who bought it in February 2025.
Source: DeSoto County records, as of April 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3946 WINTER POINTE DR, OLIVE BRANCH, MS 38654-1699 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Feb 28, 2025 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2025 · Amount on File |
| Deed Sale | Feb 28, 2025 · Amount on File |
| Deed Book / Page | 1025 / 4159 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Apr 14, 2026 |
| Property Address | 3946 WINTER POINTE DR, OLIVE BRANCH, MS 38654-1699 |
| Document Number | 5663039653 |
| Book / Page | 5663 / 39653 |
| Instrument Date | Mar 24, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 3946 WINTER POINTE DR, OLIVE BRANCH, MS 38654-1699 |
| Document Number | 5663039653, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 5663/39653 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Feb 28, 2025 |
| Property Address | 3946 WINTER POINTE DR, OLIVE BRANCH, MS 38654-1699 |
| Document Number | 01025/4159 |
| Book / Page | 1025 / 4159 |
| Map Reference | MB 149 PG 4 |
| Instrument Date | Feb 27, 2025 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5740 GETWELL RD # RD8B, RD8B, SOUTHAVEN, MS 38672-6346 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3946 WINTER POINTE DR, OLIVE BRANCH, MS 38654-1699 |
| Document Number | 0566216332 |
|---|---|
| Date | Feb 28, 2025 |
| Instrument | 5662/16332 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2055 |
The 2025 property tax bill for 3946 Winter Pointe Dr was $651.
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Olive Branch City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $651.00 | $5,625 Land $5,625 | $37,500 Land $37,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3946 Winter Pointe Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3946 Winter Pointe Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 59% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Northcentral Connect Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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