3946 Westfield Rd, Winnebago, IL 61088 Property Records

Winnebago County property record for 3946 Westfield Rd, Winnebago, IL 61088

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,329 sqft · built 1966
Lot Size	4.13 acres (179,903 sqft)
Owner	Individual Name on File
Last Sale	$71,000 (May 2004)
Tax Bill	$4,866 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1428200006`

Property Details

APN / Parcel Number

Primary APN	`1428200006`
Alternative APN	`532 004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,329 sqft Living Area
Gross Area	3,944 sqft
1st Floor Area	2,329 sqft
Basement Area	1,615 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	179,903 sqft
Garage Area	910 sqft
Driveway	Driveway
Deck Area	216 sqft
Pole Barn	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	532 004
Street Address	3946 WESTFIELD RD
City	WINNEBAGO
State	IL
Zip	61088-9530
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	S450FT W400FT NE1/4 SEC: 28 TWP: 026 RANGE: 011 ACRES: 4.13
Legal Range	11E
Legal Township	26N
Legal Section	28
Jurisdiction	WINNEBAGO IL
Township / Civil Division	WINNEBAGO
Census Block Group	4
Census Block	4014
Census Tract	4200

Owner

3946 Westfield Rd, a rural home, is owned and occupied by an individual who bought it in May 2004.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3946 WESTFIELD RD, WINNEBAGO, IL 61088-9530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2019	Deed of Trust, Mortgage · Line of Credit BYRON BK
Aug 2, 2019	Deed of Trust, Mortgage · Line of Credit BYRON BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2004 · Amount on File
Deed Sale	May 14, 2004 · Amount on File
Deed Document Number	2004438102
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	3946 WESTFIELD RD, WINNEBAGO, IL 61088-9530
Document Number	0001028273
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3946 WESTFIELD RD WINNEBAGO IL 610889530, WINNEBAGO, IL 61088-9530

Mortgage

Document Number	0001028273
Date	Aug 22, 2019
Instrument	1028273

Lender

Name	BYRON BK
Type	Bank
Address	BYRON, IL 61010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.25%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	3946 WESTFIELD RD, WINNEBAGO, IL 61088-9530
Document Number	0001030006
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3946 WESTFIELD RD WINNEBAGO IL 610889530, WINNEBAGO, IL 61088-9530

Mortgage

Document Number	0001030006
Date	Sep 6, 2019
Instrument	1030006

Lender

Name	BYRON BK
Type	Bank
Address	BYRON, IL 61010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

The 2025 property tax bill for 3946 Westfield Rd was $4,866 with exemptions applied.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Winnebago Township
Unified School District	Winnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,866.00	$92,153 Land $20,292 Building $71,861	$276,459 Land $60,876 Building $215,583
2022	Homeowner's exemption	$70,086 Land $15,589 Building $54,497	$210,258 Land $46,767 Building $163,491

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3946 Westfield Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3946 Westfield Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AaroBand Fixed Wireless	100 / 50
Rise Broadband Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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