3946 Suarez Rd, Cincinnatus, NY 13040 Property Records

Cortland County and Taylor Town property record for 3946 Suarez Rd, Cincinnatus, NY 13040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,452 sqft · built 1985
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on File
Last Sale$185,000 (Feb 2026)
Tax Bill$4,243 (2026)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN114200 92.00-02-08.100

Property Details

APN / Parcel Number

Primary APN114200 92.00-02-08.100
Alternative APN
  • 420009200000020081000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,452 sqft Living Area
1st Floor Area1,452 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area130,680 sqft (3 acres)
Garage TypeBasement
PorchPorch
Porch Area162 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3946 SUAREZ RD
CityCINCINNATUS
StateNY
Zip13040-9659
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number8.100
JurisdictionCORTLAND NY
Township / Civil DivisionTAYLOR
Census Block Group1
Census Block1039
Census Tract970100

Owner

3946 Suarez Rd is owned and occupied by two individuals who bought it in February 2026.

Source: Cortland County and Taylor Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address2065 SONG LAKE XING, TULLY, NY 13159-3300
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2026 · Amount on File
Deed SaleFeb 10, 2026 · Amount on File
Prior SaleNov 1, 2007 · Amount on File
Deed Document Number2026589
Prior Transfer DateOct 26, 2007
Prior Transfer Doc1066075001
Record UpdatedOct 29, 2026

February 2026: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionCORTLAND NY
Recording DateFeb 10, 2026
Property Address3946 SUAREZ RD, CINCINNATUS, NY 13040-9659
Document Number0000000589
Instrument DateFeb 3, 2026
Instrument2026-00589
Transaction TypeTransfer
Record UpdatedMar 11, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2065 SONG LAKE XING, TULLY, NY 13159-3300

Mortgage

Document Number0000000591
DateFeb 10, 2026
Instrument2026-00591
Lender
NameBEGINNINGS CU
Agreement
AmountAmount on Record
Term361 Months
DueMar 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 3946 Suarez Rd was $4,243 with exemptions applied, up 220.2% from the year before.

Source: Cortland County and Taylor Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
County SubdivisionTaylor Town
Unified School DistrictCincinnatus Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,243.00 (+220.23%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025$1,325.00$112,000 (-) Land $16,000 Building $96,000$155,556 (+13.2%) Land $22,222 Building $133,334
2024$1,325.00 (+9.32%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption$112,000 (-) Land $16,000 Building $96,000$137,423 (+4.29%) Land $19,632 Building $117,791
2023$1,212.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption$112,000 Land $16,000 Building $96,000$131,765 Land $18,824 Building $112,941

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3946 Suarez Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1996–2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimJul 2013 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3946 Suarez Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000

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