3946 Stone McClellan Rd, Henderson, KY 42420 Property Records

Henderson County property record for 3946 Stone McClellan Rd, Henderson, KY 42420

Property Summary

Property Type	General Agricultural/Rural
Details	1,968 sqft · built 1986
Lot Size	18.6 acres (814,136 sqft)
Owner	Individual Name on File
Tax Bill	$295 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Jul 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`97-24`

Property Details

APN / Parcel Number

Primary APN	`97-24`
Alternative APNs	`19587` `51262`

Interior

Stories	2 Stories
Building Area	1,968 sqft Finished Area

Exterior

Year Built	Built 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	814,136 sqft (18.6 acres)
Lot Width	285 ft Width
Terrain	Rolling
Porch	Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	51262
Street Address	3946 STONE MCCLELLAN RD
City	HENDERSON
State	KY
Zip	42420-9241
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	SMALL ACREAGE - 16.49 AC
Legal Subdivision	THELMA WILLIAMS COSBY
Jurisdiction	HENDERSON KY
Township / Civil Division	SPOTTSVILLE
Census Block Group	1
Census Block	1051
Census Tract	20704

Owner

3946 Stone McClellan Rd, an agricultural property, is owned and occupied by an individual who acquired it in July 2022.

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 9020, EVANSVILLE, IN 47724-7020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage EVANSVILLE TEACHERS FCU
Jul 12, 2022	Intrafamily Transfer, Transfer
Aug 24, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2018
Deed Sale	Aug 24, 2018
Prior Sale	Aug 24, 2018
Deed Document Number	RE0632/709
Deed Book / Page	RE 0632 / 709
Last Transfer Date	Jul 12, 2022
Transfer Doc	0RE660/737
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	3946 STONE MCCLELLAN RD, HENDERSON, KY 42420-9241
Transaction Type	Mortgage
Record Updated	Dec 12, 2023
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1283/949
Date	Apr 18, 2019
Book Page	MT 1283/949
Instrument	2019004003

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	May 1, 2029

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON KY
Recording Date	Jul 12, 2022
Property Address	3946 STONE MCCLELLAN RD, HENDERSON, KY 42420-9241
Document Number	0RE660/737
Book / Page	RE660 / 737
Map Reference	MB 11 PG 180
Instrument Date	Jul 6, 2022
Instrument	2022007086
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 STONE MCCLELLAN RD, HENDERSON, KY 42420-9241

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3940 STONE MCCLELLAN RD, HENDERSON, KY 42420-9241

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Aug 24, 2018
Property Address	3946 STONE MCCLELLAN RD, HENDERSON, KY 42420-9241
Document Number	RE0632/709
Book / Page	RE 0632 / 709
Map Reference	MB 7 PG 57
Instrument Date	Aug 22, 2018
Instrument	2018009344
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	971 VILLAGEBROOK DR, HENDERSON, KY 42420-5312

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3940 STONE MCCLELLAN RD, HENDERSON, KY 42420-9241

Tax Assessment & Valuation

The 2025 property tax bill for 3946 Stone McClellan Rd was $295 with a disabled person's exemption.

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$295.00 Disabled Person's exemption	$21,700	$21,700
2023	$303.00 Disabled Person's exemption	$22,200	$22,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3946 Stone McClellan Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3946 Stone McClellan Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Watch TV Fixed Wireless	100 / 20

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