Harrison County property record for 3946 River Trace Dr, Diberville, MS 39540
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,145 sqft · built 2016 |
| Lot Size | 0.139 acres (6,090 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,996 (2025) |
| Deeds & Mortgages | Dec 2021 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 1407L-01-005.034 |
| Primary APN | 1407L-01-005.034 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,145 sqft Adjusted Area |
| 1st Floor Area | 1,846 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,090 sqft (0.139 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3946 RIVER TRACE DR |
|---|---|
| City | DIBERVILLE |
| State | MS |
| Zip | 39540-5555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 RIVERS EDGE SUBD PH 2A SEC 1 SEC 33-6-9 |
| Legal Range | 09W |
| Legal Township | 06S |
| Legal Section | 33 |
| Legal Subdivision | RIVERS EDGE SUBD PH 2A SEC 1 |
| Legal Phase | 2A |
| Legal Lot Number | 10 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 3405 |
Source: Harrison County records, as of December 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3946 RIVER TRACE DR, DIBERVILLE, MS 39540-5555 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2021 |
| Deed Sale | Dec 20, 2021 |
| Prior Sale | Jul 3, 2018 |
| Deed Document Number | 202120267 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Dec 20, 2021 |
| Property Address | 3946 RIVER TRACE DR, DIBERVILLE, MS 39540-5555 |
| Document Number | 20210020267 |
| Map Reference | PB 30 PG 6 |
| Instrument Date | Dec 13, 2021 |
| Instrument | 20210020267 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2513 JIBE DR, PENSACOLA, FL 32507-7984 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3946 RIVER TRACE DR, DIBERVILLE, MS 39540-5555 |
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | D'Iberville City |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,996.00 (+5.22%) Homeowner's exemption Disabled Person's exemption | $20,178 (+4.33%) | $201,779 (+4.33%) Land $45,000 Building $156,779 |
| 2024 | $1,897.00 (-0.52%) | ||
| 2023 | $1,907.00 (-42.77%) Homeowner's exemption Disabled Person's exemption | $19,340 | $193,398 Land $45,000 Building $148,398 |
| 2022 | $3,332.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 194 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 194 in force |
| Nearby Flood Claims | 40 (2005–2026) |
| Claims Outside the SFHA | 18 of 40 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 97.4% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: CoastConnect.
5G (outdoors only) and 4G LTE
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