Clermont County property record for 3946 Randolph Ln, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,430 sqft · built 1974 |
| Lot Size | 0.534 acres (23,261 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Jun 2026) |
| Tax Bill | $4,210 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Jun 2026 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-31-12A-215 |
| Primary APN | 41-31-12A-215 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,430 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Basement Area | 907 sqft |
| Finished Basement | 643 sqft |
| Unfinished Basement | 264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 23,261 sqft (0.534 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 461 sqft |
| Patio Area | 461 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3946 RANDOLPH LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-2318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PENDING TWP NUISANCE ASSMT 7/29/19 $4357.50; PENDING DELQ COUNTY UTIL ASSESSMENT 5/20/19 |
| Legal Subdivision | STEVENS MILITARY SURVEYS 1671 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 41202 |
3946 Randolph Ln is owned and occupied by an individual who bought it in June 2026.
Source: Clermont County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3946 RANDOLPH LN, CINCINNATI, OH 45245-2318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jun 22, 2026 | Warranty Deed, Transfer · FHA Mortgage VICTORY MORTGAGE |
| Dec 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Dec 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK |
| Oct 4, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Nov 30, 2017 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2026 · Amount on File |
| Deed Sale | Jun 22, 2026 · Amount on File |
| Prior Sale | Dec 16, 2022 · Amount on File |
| Deed Document Number | 202614073 |
| Deed Book / Page | 3026 / 2647 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 3946 RANDOLPH LN, CINCINNATI, OH 45245-2318 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | AMERICAN TITLE COMPANY, AMERICA TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 3946 RANDOLPH LN, CINCINNATI, OH 45245-2318 |
| Document Number | 0000036043 |
|---|---|
| Date | Nov 4, 2021 |
| Book Page | 2900/4387 |
| Instrument | 202100036043 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 16, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jun 22, 2026 |
| Property Address | 3946 RANDOLPH LN, CINCINNATI, OH 45245-2318 |
| Document Number | 0000014073 |
| Book / Page | 3026 / 2647 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202614073 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | HOMESITE TITLE, HOMESTEAD TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $133,320.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3946 RANDOLPH LN, CINCINNATI, OH 45245-2318 |
| Document Number | 0000014074, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 202614074 |
| Name | VICTORY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Dec 16, 2022 |
| Property Address | 3946 RANDOLPH LN, CINCINNATI, OH 45245-2318 |
| Document Number | 0000030357 |
| Book / Page | 2935 / 3742 |
| Instrument Date | Dec 8, 2022 |
| Instrument | 202200030357 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3946 RANDOLPH LN, CINCINNATI, OH 45245-2318 |
| Document Number | 0000030358 |
|---|---|
| Date | Dec 16, 2022 |
| Instrument | 202200030358 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 3946 RANDOLPH LN, CINCINNATI, OH 45245-2318 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | AGILITY CLOSING & TTL SVCS I |
| Name | Verified Name |
|---|
| Document Number | 0000035954 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 2862/5361 |
| Instrument | 202000035954 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Dec 3, 2019 |
| Property Address | 3946 RANDOLPH LN, CINCINNATI, OH 45245-2318 |
| Document Number | 0000027667 |
| Book / Page | 2824 / 5988 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 201900027667 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | MATTINGLY FORD TTL SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Document Number | 0000027668 |
|---|---|
| Date | Dec 3, 2019 |
| Instrument | 201900027668 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Oct 4, 2019 |
| Property Address | 3946 RANDOLPH LN, CINCINNATI, OH 45245-2318 |
| Document Number | 0000022448 |
| Book / Page | 002820 / 000553 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 22448 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $436.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 5710 LARKSPUR DR MILFORD OH 451502429, MILFORD, OH 45150-2429 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Nov 30, 2017 |
| Property Address | 3946 RANDOLPH LN, CINCINNATI, OH 45245-2318 |
| Document Number | 0000027994 |
| Book / Page | 002742 / 001793 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 27994 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3946 RANDOLPH LN CINCINNATI OH 452452318, CINCINNATI, OH 45245-2318 |
The 2025 property tax bill for 3946 Randolph Ln was $4,210 with a homeowner's exemption, down 0.2% from the year before.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,210.00 (-0.19%) | $83,650 (-) Land $15,540 Building $68,110 | |
| 2024 | $4,218.00 (-49.3%) Homeowner's exemption | $83,650 (-) Land $15,540 Building $68,110 | $239,000 (-) Land $44,400 Building $194,600 |
| 2023 | $8,319.00 (+142.82%) Homeowner's exemption | $83,650 (+42.26%) Land $15,540 Building $68,110 | $239,000 Land $44,400 Building $194,600 |
| 2022 | $3,426.00 Homeowner's exemption | $58,800 Land $10,920 Building $47,880 | |
| 2020 | $168,000 Land $31,200 Building $136,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3946 Randolph Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3946 Randolph Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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