3946 Pierce St, Gary, IN 46408 Property Records

Lake County property record for 3946 Pierce St, Gary, IN 46408

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 804 sqft · built 1955
Lot Size	0.085 acres (3,746 sqft)
Owner	Individual Name on File
Last Sale	$117,000 (Jul 2023)
Tax Bill	$462 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Nov 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-46-0120-0004`

Property Details

APN / Parcel Number

Primary APN	`001-25-46-0120-0004`
Alternative APNs	`45-08-28-155-013.000-004` `254601200004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	804 sqft Living Area
Basement Area	804 sqft
Game Room	Game Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2021
Construction Type	Wood
Roof Material	Asphalt
Lot Area	3,746 sqft (0.085 acres)
Lot Dimensions	125 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-46-0120-0004
Old Parcel Number	254601200004
Street Address	3946 PIERCE ST
City	GARY
State	IN
Zip	46408-2139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST. SUB. OAKINGTON PARK S2. N2. L.3 BL.1
Legal Subdivision	1ST SUB OAKINGTON PARK
Legal Block	1
Legal Lot Number	3
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	5
Census Block	5020
Census Tract	12400

Owner

3946 Pierce St is owned and occupied by an individual who bought it in July 2023.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3946 PIERCE ST, GARY, IN 46408-2139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 30, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2023 · Amount on File
Deed Sale	Jul 12, 2023 · Amount on File
Prior Sale	Sep 30, 2020
Deed Document Number	2023-521958
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 12, 2023
Property Address	3946 PIERCE ST, GARY, IN 46408-2139
Document Number	0000021958
Map Reference	MB 11 PG 12
Instrument Date	Jun 30, 2023
Instrument	2023-521958
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	NATIONAL TITLE SOLUTIONS INC, NATIONAL TITLE SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3946 PIERCE ST, GARY, IN 46408-2139

Mortgage

Document Number	0000021959
Date	Jul 12, 2023
Instrument	2023-521959

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Nov 10, 2020
Property Address	3946 PIERCE ST, GARY, IN 46408-2139
Document Number	0000082227
Instrument Date	Nov 6, 2020
Instrument	82227
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3946 PIERCE ST GARY IN 464082139, GARY, IN 46408-2139

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Sep 30, 2020
Property Address	3946 PIERCE ST, GARY, IN 46408-2139
Document Number	0000069326
Instrument Date	Sep 28, 2020
Instrument	69326
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6382 RHODE ISLAND ST MERRILLVILLE IN 464102737, MERRILLVILLE, IN 46410-2737

January 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LAKE IN
Recording Date	Jan 30, 2020
Property Address	3946 PIERCE ST, GARY, IN 46408-2139
Document Number	0000007716
Instrument Date	Jan 16, 2020
Instrument	7716
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6832 RHODE IS MERRILLVILLE IN 46410, MERRILLVILLE, IN 46410

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$109,400 Land $5,300 Building $104,100	$109,400 Land $5,300 Building $104,100
2024	$462.00
2023		$31,800 (+18.66%) Land $4,900 Building $26,900	$31,800 (+18.66%) Land $4,900 Building $26,900
2022	$686.00 (-70.3%)	$26,800 Land $1,800 Building $25,000	$26,800 Land $1,800 Building $25,000
2021	$2,310.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3946 Pierce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3946 Pierce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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