El Dorado County property record for 3946 Missouri Flat Rd, Placerville, CA 95667
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 86,414 sqft · built 1982 |
| Lot Size | 6.06 acres (263,974 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $98,264 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 327-290-070-000 |
| Primary APN | 327-290-070-000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 86,414 sqft Gross Area |
| 1st Floor Area | 86,414 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Construction Type | Tilt-Up Concrete |
| Lot Area | 263,974 sqft |
| Patio Area | 86,414 sqft |
| Street Address | 3946 MISSOURI FLAT RD |
|---|---|
| City | PLACERVILLE |
| State | CA |
| Zip | 95667 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | PM 52/33/10 PROSPECT PLAZA |
| Legal Subdivision | PROSPECT PLAZA |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 30902 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1000 N WESTERN AVE, 200, SAN PEDRO, CA 90732-2402 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3946 MISSOURI FLAT RD, PLACERVILLE, CA 95667-5209 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000002557 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 2022-0002557 |
| Name | LADDER CAPITAL FINANCE LLC |
|---|---|
| Type | Lending Institution |
| Address | NEW YORK, NY 10154 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Mother Lode Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $9,563,222 (+2%) Land $2,147,081 Building $7,416,141 | |
| 2025 | $98,264.00 (+4.44%) | $9,375,709 (+4.04%) Land $2,104,982 Building $7,270,727 |
| 2023 | $94,086.00 (+3.36%) | $9,011,641 Land $2,023,244 Building $6,988,397 |
| 2022 | $91,029.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Verizon.
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