3946 Lovell Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3946 Lovell Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,024 sqft · built 1910
Lot Size	0.139 acres (6,055 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jun 2023)
Tax Bill	$2,786 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`551-0002-0122-00`

Property Details

APN / Parcel Number

Primary APN	`551-0002-0122-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,024 sqft Living Area
1st Floor Area	688 sqft
2nd Floor Area	336 sqft
Basement Area	688 sqft
Finished Basement	200 sqft

Exterior

Year Built	Built 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,055 sqft (0.139 acres)
Lot Dimensions	121 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	154 sqft
Patio Area	329 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3946 LOVELL AVE
City	CINCINNATI
State	OH
Zip	45211-3423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3946 LOVELL AVE 50 X 121 LOT 15 J J RACKS SUB
Legal Subdivision	J J RACKS SUB
Legal Lot Number	15
Jurisdiction	HAMILTON OH
Township / Civil Division	CHEVIOT
Census Block Group	5
Census Block	5003
Census Tract	20902

Owner

3946 Lovell Ave is owned and occupied by an individual who bought it in June 2023.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3946 LOVELL AVE, CINCINNATI, OH 45211-3423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Jun 7, 2022	Sheriff's Deed, Foreclosure ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2023 · Amount on File
Deed Sale	Jun 6, 2023 · Amount on File
Prior Sale	Jun 7, 2022 · Amount on File
Deed Document Number	0000038276
Deed Book / Page	14931 / 2027
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 6, 2023
Property Address	3946 LOVELL AVE, CINCINNATI, OH 45211-3423
Document Number	0000038276
Book / Page	14931 / 2027
Map Reference	MB 14 PG 76
Instrument Date	Jun 2, 2023
Instrument	2023-0038276
Transaction Type	Transfer
Record Updated	Jul 20, 2023
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3946 LOVELL AVE, CHEVIOT, OH 45211-3423

Mortgage

Document Number	0000038277
Date	Jun 6, 2023
Instrument	2023-0038277

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

June 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 7, 2022
Property Address	3946 LOVELL AVE, CINCINNATI, OH 45211-3423
Document Number	0000056344
Book / Page	14683 / 911
Map Reference	MB 14 PG 76
Instrument Date	May 25, 2022
Instrument	2022-0056344
Transaction Type	Foreclosure
Record Updated	Jul 21, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$258.30
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7464 JOAN DR, WEST CHESTER, OH 45069-3652

Tax Assessment & Valuation

The 2025 property tax bill for 3946 Lovell Ave was $2,786, up 2.8% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cheviot City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,786.00 (+2.77%)	$44,664 (-) Land $7,403 Building $37,261
2024	$2,711.00 (-1.95%)	$44,664 (-) Land $7,403 Building $37,261
2023	$2,765.00 (+19.65%)	$44,664 (+38.21%) Land $7,403 Building $37,261	$127,610 Land $21,150 Building $106,460
2022	$2,311.00 Homeowner's exemption	$32,316 Land $6,409 Building $25,907
2020			$92,330 Land $18,310 Building $74,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3946 Lovell Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3946 Lovell Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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