3946 Kelley Pond Dr, Spring, TX 77386 Property Records

Montgomery County property record for 3946 Kelley Pond Dr, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,566 sqft · built 2021
Lot Size	0.267 acres (11,636 sqft)
Owner	2 Individual Names on File
Last Sale	$831,250 (Jul 2025)
Tax Bill	$14,048 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2025 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`9737-05-02200`

Property Details

APN / Parcel Number

Primary APN	`9737-05-02200`
Alternative APN	`R482947`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Stories	2 Stories
Building Area	5,566 sqft Living Area
Gross Area	6,265 sqft
1st Floor Area	3,408 sqft
2nd Floor Area	2,158 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,636 sqft (0.267 acres)
Garage Type	Attached
Garage Area	699 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3946 KELLEY POND DR
City	SPRING
State	TX
Zip	77386-4857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S973705 - WOODSONS RESERVE 05, BLOCK 4, LOT 3
Legal Subdivision	WOODSONS RESERVE 05
Legal Block	4
Legal Lot Number	3
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2001
Census Tract	692010

Owner

3946 Kelley Pond Dr is owned and occupied by two individuals who bought it in July 2025.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3946 KELLEY POND DR, SPRING, TX 77386-4857
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A
Jul 10, 2025	Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 26, 2022	Vendor's Lien, Transfer · Construction Mortgage TEXAS FIRST BANK
Aug 26, 2022	Vendor's Lien, Transfer · Construction Mortgage TEXAS FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2025 · Amount on File
Deed Sale	Jul 10, 2025 · Amount on File
Prior Sale	Aug 26, 2022 · Amount on File
Deed Document Number	202569136
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Recording Date	Apr 14, 2026
Property Address	3946 KELLEY POND DR, SPRING, TX 77386-4857
Document Number	0000036641
Instrument Date	Apr 7, 2026
Instrument	202636641
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3946 KELLEY POND DR, SPRING, TX 77386-4857

Mortgage

Document Number	0000036641,
Date	Apr 14, 2026
Instrument	202636641

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Jul 10, 2025
Property Address	3946 KELLEY POND DR, SPRING, TX 77386-4857
Document Number	0000069136
Map Reference	CAB Z SH 5133
Instrument Date	Jul 10, 2025
Instrument	2025069136
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	TEXAS AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3946 KELLEY POND DR, SPRING, TX 77386-4857

Mortgage

Document Number	0000069137
Date	Jul 10, 2025
Instrument	2025069137

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Aug 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Index	SOFR Average 30-Day
Max Rate	11.3%

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Aug 26, 2022
Property Address	3946 KELLEY POND DR, SPRING, TX 77386-4857
Document Number	0000106760
Map Reference	CAB Z SH 5133
Instrument Date	Aug 25, 2022
Instrument	2022106760
Transaction Type	Transfer
Record Updated	Dec 13, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2557 SW GRAPEVINE PKWY STE 100, 100, GRAPEVINE, TX 76051-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3946 KELLEY POND DR, SPRING, TX 77386-4857

Mortgage

Document Number	0000106761
Date	Aug 26, 2022
Instrument	2022106761

Lender

Name	TEXAS FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	63 Months
Due	Nov 1, 2027

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Aug 26, 2022
Property Address	3946 KELLEY POND DR, SPRING, TX 77386-4857
Document Number	0000106760
Map Reference	CAB Z SH 5133
Instrument Date	Aug 25, 2022
Instrument	2022106760
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2557 SW GRAPEVINE PKWY STE 100, 100, GRAPEVINE, TX 76051-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3946 KELLEY POND DR, SPRING, TX 77386-4857

Mortgage

Document Number	0000106761
Date	Aug 26, 2022
Instrument	2022106761

Lender

Name	TEXAS FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	63 Months
Due	Nov 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 3946 Kelley Pond Dr was $14,048 with a homeowner's exemption, down 3.7% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$990,000 (-5.31%) Land $105,000 Building $885,000	$990,000 (-5.31%) Land $105,000 Building $885,000
2025	$14,048.00 (-3.68%)	$1,045,483 Land $105,000 Building $940,483	$1,045,483 Land $105,000 Building $940,483
2024	$14,584.00 (-12.07%)
2023	$16,585.00	$1,052,600 Land $105,000 Building $947,600	$1,052,600 Land $105,000 Building $947,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3946 Kelley Pond Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 489 policies
Nearby Flood Policies	489 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3946 Kelley Pond Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 105 serves 3,282 people · EPA ID TX1700837
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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