3946 Jasmine Ln, Denver, NC 28037 Property Records

Lincoln County property record for 3946 Jasmine Ln, Denver, NC 28037

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,207 sqft · built 2001
Lot Size	0.045 acres (1,960 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (May 2023)
Tax Bill	$1,479 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`3695-35-8706`

Property Details

APN / Parcel Number

Primary APN	`3695-35-8706`
Alternative APNs	`296978` `114422` `83205`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,207 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,960 sqft (0.045 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	296978
Street Address	3946 JASMINE LN
City	DENVER
State	NC
Zip	28037-6224
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	ELDD R-S
Legal Description	UNIT 2 BLDG 26 TERRACES
Legal Subdivision	THE TERRACES
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2015
Census Tract	71101

Owner

3946 Jasmine Ln, a condominium, is owned and occupied by an individual who bought it in May 2023.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3946 JASMINE LN, DENVER, NC 28037-6224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jun 29, 2022	Warranty Deed, Construction Loan · Construction Mortgage ICE LENDER HOLDINGS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2023 · Amount on File
Deed Sale	May 18, 2023 · Amount on File
Prior Sale	Jun 29, 2022 · Amount on File
Deed Document Number	2023667233
Deed Book / Page	3249 / 754
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	May 18, 2023
Property Address	3946 JASMINE LN, DENVER, NC 28037-6224
Document Number	0003249754
Book / Page	3249 / 754
Map Reference	MB 13 PG 494
Instrument Date	May 18, 2023
Instrument	667233
Transaction Type	Transfer
Record Updated	May 31, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4600 NC HIGHWAY 49 S, HARRISBURG, NC 28075-8461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3946 JASMINE LN, DENVER, NC 28037-6224

Mortgage

Document Number	0000667234
Date	May 18, 2023
Instrument	667234

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.2%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.2%
Index	5-Year TN
Margin	2
Max Rate	11.2%

June 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 29, 2022
Property Address	3946 JASMINE LN, DENVER, NC 28037-6224
Document Number	0003177155
Book / Page	3177 / 155
Map Reference	MB 13 PG 494
Instrument Date	Jun 21, 2022
Instrument	654367
Transaction Type	Construction Loan
Record Updated	Sep 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4994 WRENN DR, 4994, DENVER, NC 28037-9658

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4311 SCHOOL HOUSE CMNS # 238, 238, HARRISBURG, NC 28075-7510
Investor	Possibly a Property Investor

Mortgage

Document Number	0000654368
Date	Jun 29, 2022
Instrument	654368

Lender

Name	ICE LENDER HOLDINGS LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3946 Jasmine Ln was $1,479.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,479.00	$219,968 Land $31,000 Building $188,968	$219,968 Land $31,000 Building $188,968
2023	$1,446.00	$219,968 Land $31,000 Building $188,968	$219,968 Land $31,000 Building $188,968

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3946 Jasmine Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3946 Jasmine Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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