Cook County property record for 3946 Gage Ave, Lyons, IL 60534
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,446 sqft · built 1994 |
| Lot Size | 0.115 acres (4,998 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $162,000 (Oct 1995) |
| Tax Bill | $6,280 (2024) |
| Deeds & Mortgages | Jul 2026 Transfer Aug 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-01-105-056 |
| Primary APN | 18-01-105-056 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,446 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 4,998 sqft (0.115 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3946 GAGE AVE |
|---|---|
| City | LYONS |
| State | IL |
| Zip | 60534-1404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DAVID A (GAGES) SUB SEC 01-38-12 |
| Legal Range | 12E |
| Legal Township | 38N |
| Legal Section | 01 |
| Legal Subdivision | GAGES SUB |
| Legal Lot Number | 38 |
| Jurisdiction | COOK IL |
| Township / Civil Division | LYONS |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 819100 |
Source: Cook County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3946 GAGE AVE, LYONS, IL 60534-1404 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jul 30, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 3, 2022 | Deed of Trust, Mortgage · Line of Credit WINTRUST BANK NA |
| Apr 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 1995 · Amount on Record |
| Deed Sale | Oct 23, 1995 · Amount on Record |
| Prior Sale | Sep 24, 1993 · Amount on Record |
| Deed Document Number | 1995648 |
| Last Transfer Date | Jul 23, 2026 |
| Transfer Doc | 0000010096 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 30, 2026 |
| Property Address | 3946 GAGE AVE, LYONS, IL 60534-1404 |
| Document Number | 0000010096 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 202610096 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 3946 GAGE AVE, LYONS, IL 60534-1404 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 3946 GAGE AVE, LYONS, IL 60534-1404 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0021504035 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 2221504035 |
| Name | WINTRUST BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 3946 GAGE AVE, LYONS, IL 60534-1404 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Title Company | ACQUEST TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0009212105 |
|---|---|
| Date | Apr 2, 2021 |
| Instrument | 2109212105 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 176 Months |
| Due | Dec 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Lyons Township |
| Municipality | Lyons Village |
| Elementary School District | Lyons School District 103 (PK - 08) |
| Secondary School District | J. Sterling Morton High School District 201 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,813 (+30.64%) Land $2,874 Building $21,939 | $248,130 (+30.64%) Land $28,740 Building $219,390 | |
| 2024 | $6,280.00 (-3.41%) | ||
| 2023 | $6,502.00 (+14.94%) | ||
| 2022 | $5,657.00 Homeowner's exemption | $18,993 Land $2,499 Building $16,494 | $189,930 Land $24,990 Building $164,940 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYONS serves 10,304 people · EPA ID IL0311710 |
|---|---|
| Water Source | Purchased surface water from MC COOK |
| Last State Inspection | Dec 2024 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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