3946 Electric Ave, Port Huron, MI 48060 Property Records

St. Clair County property record for 3946 Electric Ave, Port Huron, MI 48060

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,116 sqft · built 2004
Lot Size0.03 acres (1,321 sqft)
OwnerIndividual Name on Record
Last Sale$65,000 (Jan 2017)
Tax Bill$2,250 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN74-06-983-0008-000

Property Details

APN / Parcel Number

Primary APN74-06-983-0008-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,116 sqft Living Area
1st Floor Area744 sqft
Basement Area744 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCondo/Apartment
Lot Area1,321 sqft (0.03 acres)
Garage Area264 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3946 ELECTRIC AVE
CityPORT HURON
StateMI
Zip48060-6624
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeA1
Legal DescriptionUNIT 8 STONEY RIDGE CONDOMINIUM ST CLAIR COUNTY CONDOMINIUM SUBDIVISION PLAN NO RECORDED LIBER 2336 PAGES 601-634 PARENT
Legal SubdivisionST CLAIR COUNTY CONDOMINIUM
Legal Unit8
JurisdictionSAINT CLAIR MI
Township / Civil DivisionPORT HURON
Census Block Group3
Census Block3017
Census Tract620000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3946 ELECTRIC AVE, PORT HURON, MI 48060-6624
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jan 30, 2017Warranty Deed, Transfer · Conventional with PMI
MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2017 · Amount on Record
Deed SaleJan 30, 2017 · Amount on Record
Prior SaleNov 8, 2016 · Amount on Record
Deed Document Number20172520
Deed Book / Page4795 / 38
Prior Transfer DateSep 8, 2011
Prior Transfer Doc004183/583
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address3946 ELECTRIC AVE, PORT HURON, MI 48060-6624
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3946 ELECTRIC AVE, PORT HURON, MI 48060-6624

Mortgage

Document Number0000535553
DateApr 20, 2021
Book Page5355/53
Instrument2021012441
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateJan 30, 2017
Property Address3946 ELECTRIC AVE, PORT HURON, MI 48060-6624
Document Number0047950038
Book / Page004795 / 000038
Instrument DateJan 17, 2017
Transaction TypeTransfer
Record UpdatedMar 8, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$559.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3946 ELECTRIC AVE PORT HURON MI 480606624, PORT HURON, MI 48060-6624

Mortgage

Document Number47950039
DateJan 30, 2017
Book Page004795/000039
Lender
NameMORTGAGE 1 AT SUBURBAN
TypeMortgage Company
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 29, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
MunicipalityPort Huron City
Unified School DistrictPort Huron Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$92,300 (+9.88%)$184,600 (+9.88%)
2025$2,250.00 (+2.74%) Homeowner's exemption$84,000 (+26.51%)
2024$2,190.00 (+18.76%)$168,000 (+26.51%)
2023$66,400
2022$1,844.00$132,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimSep 2023

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PORT HURON
serves 28,983 people · EPA ID MI0005480
Water SourceSurface water
Last State InspectionNov 2021
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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